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Been curious about Barclaycard Arrival Plus lately. Thought their rewards program was interesting and so I app'd. (Supposely with BC, the strategy is to purchase your travel arrangement, get charged, and then use your points to redeem as statement credits, at least that's what I read online). The screen loaded in slow motion and I got the dreaded, "You'll receive a decision within 30 days" notification. Not soon enough for me so I searched online and found that I could log onto an 'app checker' to check the status of my application. I logged in and watched the page load again, denied. Now I was really disapointed, so next I Google'd the recon number to give that a try. I ended up speaking with a really nice rep. He took a look at my file and told me, "I'm sorry I can't give you more, but we're going to start you at $15,000.00." I was like...."uh, okay, yea sure. thank you." Thanks Barclaycard! Gotta love those 5 figure SLs!
Congrats!
Any clue why they denied you?
Sweet! Congratulations on your new CL!
Congrats... Any data points you care to share with the community?
Such as AAoA, TU score, Inquires on TU, etc. Thanks
@Anonymous wrote:Congrats!
Any clue why they denied you?
I should've asked, but I was so happy with the approval I didn't want to jinx it so I didn't. I'm going to assume it was my ch7 bk from 6 years ago. It normally always is. I'll put the data points in my other reply. I guess the good thing about getting used to 'reconning' apps is that we've all become experts at reconning. haha!
How many new accounts and Inqs in last 2 years?
@CreditCuriousity wrote:Congrats... Any data points you care to share with the community?
Such as AAoA, TU score, Inquires on TU, etc. Thanks
Thanks! Data Points are as follows >>> June TU FICO 725; FICO 8: 743; TU Inquiries Prior to App: 0; Only Derog: ch7 bk 2011, AAoA 6 years. Hope this helps!
0 inq on TU this year prior to app. 5 new accts this year.
@Anonymous wrote:Sweet! Congratulations on your new CL!
Thanks! Always nice to add another card to the family.