Received a credit line increase from $500 to $1000 today after calling the reconsider line. I had asked for a increase in July and was denied so I decided to call and ask again and was approved. They pull TU and my fico-8 is 725. I have a thin file with only this card and Open Sky at a $300 CL so I'm happy to get a higher credit line.
Because my EX has numerous 180-days late due to a past due utility bill. Barclay's pulls TU and aside from my secured Open Sky cc, I applied with Barclay's to get my foot in the door for a unsecured MC.
I have read numerous threads on aa by Barclay's so I know what to do to not rile them.
Especially where I live in CA because according to Credit Pulls Database, most major issuers pull EX in California.
When I first applied with Barclay's they pulled TU. However with the CLI request, they pulled EX. The credit analyst at Barclays wasn't concerned with my lates with the utility baddie because I had already established good credit history with them. She also said and I quote, "We don't care about utility bills and we don't see fico scores when we pull your credit." I don't put a lot of credence in her remark of not caring about utility baddies. In other words, don't bank on that when applying for credit