@Anonymous wrote:
Definitely bummed. Recon didn't work for me. The girl I spoke with told me she sees my bankruptcy from 2014, and that I just started rebuiling my credit within the last year. She says they need to see more history. I have a Capital One Platinum card that I was approved for back in December of 2016, and I have a few Comenity store cards. My TU score is currently showing 619 on Credit Karma. Not sure what my actual Fico score is. Funny thing is, I got denied for a Discover It card a few days ago. Called the recon number and was approved for an $800 limit. After reading all the recon success stories for Barclay, I was very surprised that I wasn't able to get approved with a small limit. Anybody know if it depends on the rep? What if I call back and speak to someone else and plead my case?
OP Congrats on the recon success.
@Anonymous: Call again. There is no harm in calling a few times to recon an app. All they can say is no, it depends a lot on the person you get over the phone. If you got the HP, try to make use out of it.
6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board
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