@Anonymous wrote:
I'm interested as to why the Arrival+ makes sense to a credit pro like you given that it's just a 2% back card in disguise and limits you to only travel redemptions. Is it that none of your other travel cards get 2x points on every purchase with no FTF?
haha I am very much not pro yet 
The main reasons I wanted to try this one out are that I didn have a Mastercard with no Foreign Transaction Fees, any card at all with chip + PIN (nearly every USA-issued CC is chip + signature only, very few even have an option for setting a PIN), and I wanted to see how it fares for using on non-bonus stuff day-to-day to redeem for travel expenses later.
As it is, I plan to keep CSP indefinitely (unless I can somehow finagle my way into the rumored new higher tier Sapphire card) for UR portal access, as well as primary insurance on rental cars, trying out AMEX PRG to see if it makes sense long-term and in conjunction with Platinum perks, and hoping that SPG somehow becomes a Chase Marriott so that I can split it for free CLI on CSP and FU.
In other words, I am really at a beginning stage of figuring out what combo of travel/hotel/etc cards works best for me so I'm just trying out everything that seems like it could make sense. Chip + PIN is probably the biggest reason for an Arrival+ because American people run into problems fairly regularly trying to pay for things in Europe where PIN is the standard, and many places (especially un-manned kiosks/machines) do not accept signatures for EMV cards.
That would be fine... no AF for a card that I only need for Europe is totally fine
Thanks again! If you confirm that indeed it has chip + PIN functionality we're golden!
Now that you mention it, my Sallie Mae also has a PIN but I am pretty sure that I set it, and yet it's never asked me for a PIN when using it on EMV readers...