Barclays CLI x 2 and APR reduction x 2

[Anonymous]

Congrats!

[Anonymous]

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@lhcole77 wrote:

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@Anonymous wrote:

Very nice! Do they entertain APR reductions while on 0% promos?

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Depends. My understanding is that if you have a 0% purchase promotion (ex: in the first 12 months of having the card) then no. You will need to wait.

If you have regular purchase APR and are using a 0% BT promo on the card, then yes, purchase APR may be lowered.

One of the things I like most about their cards is that you don't lose grace period for new purchases even if you are carrying a balance on a 0% BT offer. 

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Thanks so much for the info! I was carrying a little balance on a 0% promo for Apple so I gave it a shot as my regular purchases would still be subject to interest. No SP CLI since I just got an auto, but they did reduce my APR by 1%. It's not much, but I'm marking the calendar for the next one. While I had them on the line, I also rolled my Upromise into this card so I raised my limit anyway! 

[Anonymous]

I opened a Jet Blue card with them that's i recieved a special offer on in march. (0% on by and purchases for 12 months + 30k points). When I called in a couple week ago to ask about a lower apr on my arrival. They said no but that there was an offer on my jet blue. Lowered my apr 5%

[pizza1]

WOW, thats great!! Much congrats to you on your success with them! Ive not been successful with them at all , hoping sometime soon

[Creditwiser]

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@lhcole77 wrote:

I love me some Barclays. Like clockwork I got APR reductions and CLIs on both cards. Third time in a row, 6 months in between calls.I call 800 number on back of card. I ask CSR if I am eligible for APR reduction. Answer is "Yes, let me transfer you to an analyst who can assist you." After APR is reduced I then ask if a SP CLI offer is on my account. Answer is "Why yes, yes there is." And bada-bing-bada-boom! 

Arrival+  APR reduced 2% and SP CLI of $3K

Aviator   APR reduced 4% and SP CLI of $3K

I have had nothing but a great experience with Barclays. My profile, payment history and spending habits seem to jive well with them.

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Congrats on the Barclays luv.  I couldnt agree more, they've been very good to me with APR reduction and 3 SP CLI's .  I'm about to call them and get the PC they offered a few weeks ago. I'm done with Apple Gift cards.

[SunriseEarth]

Congrats on APR reduction and CLI X2!   I'll have to try calling in during the day, since it's over the 6 month mark since my last CLI & APR reduction.   I just tried calling them now, but the CSR wanted to submit a "request".

[Creditwiser]

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@SunriseEarth wrote:

Congrats on APR reduction and CLI X2!   I'll have to try calling in during the day, since it's over the 6 month mark since my last CLI & APR reduction.   I just tried calling them now, but the CSR wanted to submit a "request".

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CSR ?   Did you not request from the CSR to speak with a Credit Analyst ?   

[Anonymous]

Congrats! 

I have the Barclays Reward card and have a small balance, How often do they give CL increases and how long do you need to have the card to get a lower APR? They started me with a $2,000 limit and my hubby just got one with a starting line of only $500. Thanks

[Anonymous]

You have done well by Barclays! Congrats on your multiple successes ...

[lhcole77]

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@Anonymous wrote:

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Thanks so much for the info! I was carrying a little balance on a 0% promo for Apple so I gave it a shot as my regular purchases would still be subject to interest. No SP CLI since I just got an auto, but they did reduce my APR by 1%. It's not much, but I'm marking the calendar for the next one. While I had them on the line, I also rolled my Upromise into this card so I raised my limit anyway! 

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Sweet! Congrats.

Yeah they seem to be pretty scheduled on CLIs for every six months, whether it's requested or auto.