So I decided to pop out of the garden before my student loans report and kill my score I applied for the apple visa as I saw it was the easiest per the forums got a decline but I chose Barclays as I know there recon tends to be more lenient and they pull TU so the guy gave me a 1k starting line got it up to 1500 with some negotiating yay!!!
FICO9- 679 INQ- 16 Url- 8% AAOA- 11 Months oldest 2 years 7 total 1 collections 1 yr 6mths old
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."
"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."