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Barclays Uber Visa HP CLI

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BH1985
Regular Contributor

Barclays Uber Visa HP CLI

Card was opened May 2018 with a $500 SL.

 

I used the card somewhat heavily (considering the limit) for 6 months and after 6th statment there was no auto increase, so I took a hard pull to bring me to $3,500 in November 2018.

 

I called in this morning to confirm the APR reduction changes and asked about a CLI and figured what the hell. I took a HP and asked for $7,000. I have two Amex with $10K limits so I didn't think it was too much of a stretch. They pulled TU and immediately came back with a CLI of $3,000 bringing me to a credit limit of $6,500.

 

Scores (updated 05/28)

Experian Fico8: 760

Equifax Fico 8: 727

TransUnion Fico 8: 725

 

Inquiries

Experian: 9

Equifax: 5

Transunion: 6

 

Negatives

Equifax: 1 30 day late from 2016

TransUnion: 1 30 day late from 2016

 

Other Open Accounts

Amex ED $10K

Amex BCE $10K

Amex Gold

Cap One QS $3.1K

Citi Double Cash $5K

Discover it $3.5K

Kohl's CC $800

Comenity CC $350

Auto loan ~$14k balance

2 student loans total ~$1.5K balance

 

Income: $60K

AoOA: 7 years

AoYA: 1 month, already reported

AAoA: 2 years, 3 months

Utilization: 1%

 

I hope this helps someone down the line.

Message 1 of 9
8 REPLIES 8
pinkandgrey
Senior Contributor

Re: Barclays Uber Visa HP CLI

They just couldn’t muster than last 500 lol. Congrats! That’s an awesome increase none the less!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 2 of 9
simplynoir
Community Leader
Mega Contributor

Re: Barclays Uber Visa HP CLI

@BH1985  Congrats on your CLI

Message 3 of 9
Anonymous
Not applicable

Re: Barclays Uber Visa HP CLI

Congrats! I recently had to do this too - it seems the old APR reduction thing isn't really working at all anymore. 

Message 4 of 9
M_Smart007
Legendary Contributor

Re: Barclays Uber Visa HP CLI

Congradulations on Barclays Uber Visa HP CLI

Message 5 of 9
Anonymous
Not applicable

Re: Barclays Uber Visa HP CLI

Congrats on your Barclays Uber CLI! Smiley Happy

Message 6 of 9
BH1985
Regular Contributor

Re: Barclays Uber Visa HP CLI

@pinkandgrey Ha! Yeah, I chuckled a little inside when they told me.

 

Thanks for the kind words everyone!

 

Next up will be my Citi Double Cash card that I opened in March. I intend to wait until I get the soft pull language. No soft pull language yet after the third statement.

Message 7 of 9
Anonymous
Not applicable

Re: Barclays Uber Visa HP CLI

Awesome increase! Thanks for the DP about them pulling TU, good to know.
Message 8 of 9
19eighty5
Senior Contributor

Re: Barclays Uber Visa HP CLI

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 9
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