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Card was opened May 2018 with a $500 SL.
I used the card somewhat heavily (considering the limit) for 6 months and after 6th statment there was no auto increase, so I took a hard pull to bring me to $3,500 in November 2018.
I called in this morning to confirm the APR reduction changes and asked about a CLI and figured what the hell. I took a HP and asked for $7,000. I have two Amex with $10K limits so I didn't think it was too much of a stretch. They pulled TU and immediately came back with a CLI of $3,000 bringing me to a credit limit of $6,500.
Scores (updated 05/28)
Experian Fico8: 760
Equifax Fico 8: 727
TransUnion Fico 8: 725
Inquiries
Experian: 9
Equifax: 5
Transunion: 6
Negatives
Equifax: 1 30 day late from 2016
TransUnion: 1 30 day late from 2016
Other Open Accounts
Amex ED $10K
Amex BCE $10K
Amex Gold
Cap One QS $3.1K
Citi Double Cash $5K
Discover it $3.5K
Kohl's CC $800
Comenity CC $350
Auto loan ~$14k balance
2 student loans total ~$1.5K balance
Income: $60K
AoOA: 7 years
AoYA: 1 month, already reported
AAoA: 2 years, 3 months
Utilization: 1%
I hope this helps someone down the line.
They just couldn’t muster than last 500 lol. Congrats! That’s an awesome increase none the less!
Congrats! I recently had to do this too - it seems the old APR reduction thing isn't really working at all anymore.
Congradulations on Barclays Uber Visa HP CLI
Congrats on your Barclays Uber CLI!
@pinkandgrey Ha! Yeah, I chuckled a little inside when they told me.
Thanks for the kind words everyone!
Next up will be my Citi Double Cash card that I opened in March. I intend to wait until I get the soft pull language. No soft pull language yet after the third statement.
Congratulations on your CLI!