Barclays denied, but.. Approved on Recon!

[Pro-X]

Received in the mail a decline from Barclays, bummer, I thought my score as good, TU is 782 I thought I had a chance. When I read why, this was the reason: insufficient number of credit cards with active balance.

I remembered reading up on reconsideration. So I would call later this evening, after speaking with the Rep on the line I was approved for 2k, and I wouId have my card in 5 days. I'm very happy with that. After the call I was wondering if I could if asked for 5k, but again I was happy.

Starting over and gradually working my way up.  

Only have 3 credit lines, an AU on Citi for 2550, WF 1000 and my home loan. I had some old medical collections I thought were resolved, they drop off but came back on. I’m working on them. Only have 2 inquiries from 06/17 from my home loan. Haven't tried to apply for anything up untill now.

[FinStar]

Hi @Pro-X and welcome to the myFICO forums!

Congrats on being able to have the decision reversed and get approved.  I have updated the thread title to reflect the latter.

FYI, try to keep your edits to a minimum to avoid the spam filter flagging your thread

[Marz2002]

YOU...

CONGRATS on your Approval, the Very Nice SL, Thanks for the DPs, and Welcome to the FORUMS!!!

[Priory_Man]

Congrats on the recon and getting your new card.

[xaximus]

Congrats on the approval and recon!

[Anonymous]

Congrats on your recon approval !!!

[pinkandgrey]

If you had had a single card with a $6 balance, the reason would have been “too many cards with active balance” lol. Congrats on a great recon!!

[Anonymous]

Very nice recon work.

[Pro-X]

Thnx, for updating the title. I read what I wrote and I became my own grammer critic. 

[ZackAttack]

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@Pro-X wrote:

Received in the mail a decline from Barclays, bummer, I thought my score as good, TU is 782 I thought I had a chance. When I read why, this was the reason: insufficient number of credit cards with active balance.

I remembered reading up on reconsideration. So I would call later this evening, after speaking with the Rep on the line I was approved for 2k, and I wouId have my card in 5 days. I'm very happy with that. After the call I was wondering if I could if asked for 5k, but again I was happy.

Starting over and gradually working my way up.  

Only have 3 credit lines, an AU on Citi for 2550, WF 1000 and my home loan. I had some old medical collections I thought were resolved, they drop off but came back on. I’m working on them. Only have 2 inquiries from 06/17 from my home loan. Haven't tried to apply for anything up untill now.

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Do you know what you were rereading for on reconsideration?