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Received in the mail a decline from Barclays, bummer, I thought my score as good, TU is 782 I thought I had a chance. When I read why, this was the reason: insufficient number of credit cards with active balance.
I remembered reading up on reconsideration. So I would call later this evening, after speaking with the Rep on the line I was approved for 2k, and I wouId have my card in 5 days. I'm very happy with that. After the call I was wondering if I could if asked for 5k, but again I was happy.
Starting over and gradually working my way up.
Only have 3 credit lines, an AU on Citi for 2550, WF 1000 and my home loan. I had some old medical collections I thought were resolved, they drop off but came back on. I’m working on them. Only have 2 inquiries from 06/17 from my home loan. Haven't tried to apply for anything up untill now.
Hi @Pro-X and welcome to the myFICO forums!
Congrats on being able to have the decision reversed and get approved. I have updated the thread title to reflect the latter.
FYI, try to keep your edits to a minimum to avoid the spam filter flagging your thread
YOU...
CONGRATS on your Approval, the Very Nice SL, Thanks for the DPs, and Welcome to the FORUMS!!!
Congrats on your recon approval !!!
Thnx, for updating the title. I read what I wrote and I became my own grammer critic.
@Pro-X wrote:Received in the mail a decline from Barclays, bummer, I thought my score as good, TU is 782 I thought I had a chance. When I read why, this was the reason: insufficient number of credit cards with active balance.
I remembered reading up on reconsideration. So I would call later this evening, after speaking with the Rep on the line I was approved for 2k, and I wouId have my card in 5 days. I'm very happy with that. After the call I was wondering if I could if asked for 5k, but again I was happy.
Starting over and gradually working my way up.
Only have 3 credit lines, an AU on Citi for 2550, WF 1000 and my home loan. I had some old medical collections I thought were resolved, they drop off but came back on. I’m working on them. Only have 2 inquiries from 06/17 from my home loan. Haven't tried to apply for anything up untill now.
Do you know what you were rereading for on reconsideration?