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BayFed CU $20K Visa Sig SP approved

tag
ChargedUp
Senior Contributor

BayFed CU $20K Visa Sig SP approved

I did it again..

 

Joined another CU through one of my daughters that just bought a car using them. (Not the same daughter that I got the car for through Keypoint). They approved membership on SP and also said I was approved for a $20K Visa Sig and a $65K car loan. All CRA's frozen.

 

Well.... to make a long story short.

 

https://www.bayfed.com/products-services/credit-and-debit-card-center/visasignature-credit-card

 

Bay Fed CU VS 20K edit.png

 

CSR said they use EX Fico 9 which is 799 according to PNC.

 

 

 

 

17 REPLIES 17
Anonymous
Not applicable

Re: BayFed CU $20K Visa Sig SP approved

Looked this CU up! Awesome Visa Card benefits. Same as the big travel cards. Looked like many cards used to look back in 2015.

Nice score! Smiley Happy
Message 2 of 18
simplynoir
Community Leader
Mega Contributor

Re: BayFed CU $20K Visa Sig SP approved

Congrats on your approval there

Message 3 of 18
Reviewers
Established Contributor

Re: BayFed CU $20K Visa Sig SP approved

Congrats @ChargedUp 

Message 4 of 18
Elpadrino1
Valued Contributor

Re: BayFed CU $20K Visa Sig SP approved

Congrats on your approval!!

Message 5 of 18
CreditAggie
Community Leader
Super Contributor

Re: BayFed CU $20K Visa Sig SP approved

Congratulations on your Bay FCU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 18
HeavyResist
Frequent Contributor

Re: BayFed CU $20K Visa Sig SP approved

Mazel Tov @ChargedUp , Ill be using that tactic with my Credit Unions when I go to get another car later this year. 







 
Message 7 of 18
Remedios
Credit Mentor

Re: BayFed CU $20K Visa Sig SP approved

Congrats. I see we are all gardening like crazy atm 

Message 8 of 18
cashorcharge
Community Leader
Super Contributor

Re: BayFed CU $20K Visa Sig SP approved

That's terrific!!  Congratulations on your SP BayFed Approval!! 🎉🥂👏

Message 9 of 18
ChargedUp
Senior Contributor

Re: BayFed CU $20K Visa Sig SP approved


@Remedios wrote:

Congrats. I see we are all gardening like crazy atm 


I've stayed away from that place for a little while. Rumor has it that the DEA is staked out behind Uncle B's shed as they heard @K-in-Boston was growing opium for Wells Fargo UW's.... (Parts of that last statement may not be accurate...)

Message 10 of 18
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