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Best Buy Approval

conejochapin
Regular Contributor

Best Buy Approval

I do a lot A LOT of shopping at Best Buy, have tried three (3) times to get their CC, always denied, and as I was about to pay today, the cashier asked me if I wanted to apply for their CC, I thought it for a while, knowing that I have been denied three (3) times already, and figure “ah why not”, fill out the app and instant approved, even had the choice to pick store card or Visa card... of course I went with the Visa, $2,000.00 SL... don’t know which bureau they used, as I have not received any notification...

 

(UPDATE)

Just got a notification, they used Experian.  I live in Maryland...









Message 1 of 6
5 REPLIES 5
WarEagle1
Frequent Contributor

Re: Best Buy Approval

Awesome!

Congratulations on a very useful new card!




Life’s a garden...Dig it!
Dangit.
Message 2 of 6
difringe
Frequent Contributor

Re: Best Buy Approval

Congratulations on the surprise approval! It being a card you really wanted is the icing on the cake!

Scores as of 6/27/2021


Planning to garden until January 2022 (started Sep 21 2020)


Message 3 of 6
ImTheDevil
Community Leader
Super Contributor

Re: Best Buy Approval

Congrats!

I’m curious - were your denials in the past online or in-store? I ask because I’ve read that it’s not uncommon for someone to be approved in-store, even if they were or would be declined online. It’s because an online app is basically anonymous but in-store, they don’t want to embarrass or anger a customer standing at the register with a cartload of stuff they’re about to hand over money for...


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 4 of 6
conejochapin
Regular Contributor

Re: Best Buy Approval


@ImTheDevil wrote:
Congrats!

I’m curious - were your denials in the past online or in-store? I ask because I’ve read that it’s not uncommon for someone to be approved in-store, even if they were or would be declined online. It’s because an online app is basically anonymous but in-store, they don’t want to embarrass or anger a customer standing at the register with a cartload of stuff they’re about to hand over money for...

Online and at the store, if I'm remember correctly, I was denied twice Smiley Sad at the store and once online.









Message 5 of 6
SFLSpotter9210
Established Contributor

Re: Best Buy Approval

Congratulations on your approval 😎.
NFCU Flagship 32,500 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 12,100
Citi Double Cash 14,800
Citi Simplicity 7,000
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 17,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 6 of 6
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