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i just sent a message online to bestbuy about cli. i haven't messed with my account for a few years, they have increased my limit automatically. i see no mention in my account area when filling out the form about any type of credit pull. there is a note that says decision could be instant or wait in mail for a decision. perhaps there is a note on another screen but there is no way i will continue without asking them first, there little faq makes no mention of it either.