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Best Buy CLI

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Cyberbo60
Valued Member

Best Buy CLI

I called last night for a CLI and I got the “please call” message. I called verified income and went from $3000.00 CL to a $10,000 CL. A $7000.00 increase!!!  

Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

Re: Best Buy CLI


@Cyberbo60 wrote:

I called last night for a CLI and I got the “please call” message. I called verified income and went from $3000.00 CL to a $10,000 CL. A $7000.00 increase!!!  


BOOM!!!..lol....Very NICE...Congratulations!

Message 2 of 20
Anonymous
Not applicable

Re: Best Buy CLI


@Cyberbo60 wrote:

I called last night for a CLI and I got the “please call” message. I called verified income and went from $3000.00 CL to a $10,000 CL. A $7000.00 increase!!!  

 

OMG.......How long have you had your card? And congrats br the way! 


Message 3 of 20
Cyberbo60
Valued Member

Re: Best Buy CLI

I got my card December 21 2018.   I have used it for everything and the reward points added up real quick.  Can’t beat free 4K movies 

Message 4 of 20
Anonymous
Not applicable

Re: Best Buy CLI


@Cyberbo60 wrote:

I called last night for a CLI and I got the “please call” message. I called verified income and went from $3000.00 CL to a $10,000 CL. A $7000.00 increase!!!  


OH NO, YOU DIDN'T! Smiley Very Happy

 

Stellar CLI. Congrats!

Message 5 of 20
Legal_Girl
Frequent Contributor

Re: Best Buy CLI

Congratulations.  I have never asked for an increase on my BB card.  They give me an auto about once a year or so.  Good job.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 6 of 20
Anonymous
Not applicable

Re: Best Buy CLI

Congrats! Was this a HP? Which bureau, data points etc???
Message 7 of 20
Cyberbo60
Valued Member

Re: Best Buy CLI

Yes hard pull on Transunion with a score of 710 and 12 hard inquires ( 6 which was on a car loan).    

Message 8 of 20
Anonymous
Not applicable

Re: Best Buy CLI

Thanks. Never understood why Best Buy is a HP but DC and Simplicity are soft pulls...🤔
Message 9 of 20
Brian_Earl_Spilner
Credit Mentor

Re: Best Buy CLI


@Anonymous wrote:
Thanks. Never understood why Best Buy is a HP but DC and Simplicity are soft pulls...🤔

Because it's Citi.  They don't care about your personal history with them, they base everything off your overall credit report and scores.

    
Message 10 of 20
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