Congratulations on your approval!
@pinkandgrey wrote:Ok. So I'm in the market for a new MacBook, and Best Buy had been hounding me with prequal notices. I do tend to buy all tech from Best Buy, and the 10% back for the first day was appealing.
Not to mention, having a Visa will soothe my OCD lol; I'll have one of each. (Amex, Disco, MC, and Visa)
I had recently paid off my Citi Rewards+ card, which may have helped in Citi's eyes?
Anyway, a few DPs:
All scores are in the low 700s, but Citi pulled EQ.
Aggregate utilization: 22%
AAoA: about a year and half, with newest account being almost six months ago
Approved for only 3k but c'est la vie!
Yes, I'm still planning on closing the Rewards+ and the BOA card.
Fun facts: The BB Visa can't be managed from the Citi site or app (boo).
Also, evidently the 10% back offer doesn't show up on the checkout screen (you'll see only the 5% option), but the points will post eventually lol
Congrats on your approval! Mine is only sitting at $3,250, but I have never asked for a CLI. I'm not sure if it ever got any auto CLIs. It's been open since 2013.
I find the card management from Best Buy horrendous. I can't find a way to delete an old checking account from my payment options. I still have a warning across the top that my account is currently being upgraded to the Visa, which may have occurred a year or 2 ago. I can't find what offers are currently activated through the email links I clicked on for my card (let alone the card benefit categories), such as the spend $100 and get a $50 gift card. This is why I solely use it for Best Buy purchases and just monitor my points and bills. I'm finding it more frustrating as I attempt to take advantage of this offer.
Sorry to vent here, but your quote I highlighted in bold got me thinking about it again. Card management gripes aside, it is definitely worth having the card for the points and 0% financing options.
Congratulations on your approval!!
Congrats on the BB Visa CC approval and your new MacBook!🤓
