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Best Buy and Lowes Success

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burntreality
New Contributor

Best Buy and Lowes Success

My wife and I just recently closed on a house last week and so I decided I wanted to apply for one card (Lowes) and ask for a CLI on another (Best Buy).

Was approved for Lowes but with a smaller limit than I wanted.  I called the back door number and was given a 10K limit.

Called today for my Best Buy Card that has been stuck at 800$ for over 5 years now and got it raised to a 10k limit as well.

 

All in all it has been a good week.  

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Best Buy and Lowes Success

Those are some nice CLIs! Smiley Happy

Message 2 of 13
stephenskd
New Contributor

Re: Best Buy and Lowes Success

Congrats on the house, and CLIs.


Message 3 of 13
burntreality
New Contributor

Re: Best Buy and Lowes Success

I was very surprised with Best Buy.  It was my first credit card ever and has been stuck at a low limit forever. 

I was going to cancel the card it they did not raise it because 800$ is useless at Best Buy honestly.  

 

Wife and I are thrilled with the new house.  We have been planning this for a few years but both had some major credit issues we had to fix to get our scores in a position to do so.  

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
Message 4 of 13
Anonymous
Not applicable

Re: Best Buy and Lowes Success

Nicely done, br. Congrats! on the recon & great CLI. 

Question: did you wait for the Lowe's card to arrive before calling? 

Message 5 of 13
burntreality
New Contributor

Re: Best Buy and Lowes Success

I called the Lowes backdoor number within 5 minutes of getting the approval online.

The original approval was for $2K and that seemed way to low to me.  

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
Message 6 of 13
Anonymous
Not applicable

Re: Best Buy and Lowes Success


@burntreality wrote:

I called the Lowes backdoor number within 5 minutes of getting the approval online.

The original approval was for $2K and that seemed way to low to me.  


Monday I was approved in-store for 2K. I just now followed your lead, called overseas, and was also given a CLI to 10K. Thank you, br, for leading the way. 

Message 7 of 13
19eighty5
Senior Contributor

Re: Best Buy and Lowes Success

Congratulations on the approvals and CLIs!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 13
Cred4All
Valued Contributor

Re: Best Buy and Lowes Success

Congrats on the approval and CLI OP, as well as the immediate recon for Lowes!


Message 9 of 13
Anonymous
Not applicable

Re: Best Buy and Lowes Success

Was it a HP for Best Buy??
Lowe's are awesome with CLI, I got CLI from them May 2018 for 10K from $3037 (opened June 2017).

 

Congrats on the new house!!!

Message 10 of 13
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