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Best Buy store card success...........VERY HAPPY

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amercnchopz34
Established Contributor

Best Buy store card success...........VERY HAPPY

In 2008 I was approved for a BB store card..plan B account....max CL of 750...,,,..reapplied a 6 monhs ago (was trying or a plan A account no CL cap).....

approved for second plan B account..750 CL MAX again...

called cap one exec..got acounts combined..1500 max cl....it did not work for me and i shut it down 30 days ago ...yesterday i get a call from somone at Cap One last week who says that they are from the " presidents office " wondering why i closed the account...explained that i needed an account that would grow with me....she said t hat they would review my account and see what she could do for me.

 

fast forward to today......i got call from same lady who says he account has been converted to a plan A account  with a 4000 Cl all with same date opened date of 2008....SCORE......

pretty happy....I know that the cc accounts have been sold to Citi....i hope all is good.....

 

 


Message 1 of 15
14 REPLIES 14
BearsAndTurtlesRtheBest
Senior Contributor

Re: Best Buy store card success...........VERY HAPPY

Yeah! Thats awesome!!! But what do you mean by plan B and A ? Ive never heard of that with the best buy cards.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 15
amercnchopz34
Established Contributor

Re: Best Buy store card success...........VERY HAPPY


@BearsAndTurtlesRtheBest wrote:

Yeah! Thats awesome!!! But what do you mean by plan B and A ? Ive never heard of that with the best buy cards.


b accounts are extended lines of credit for people with not so great credit ....CL given intially is max....never a cli.....A accounts are regular cl that will at somepoint be eligible for cli


Message 3 of 15
Nocturnal
Contributor

Re: Best Buy store card success...........VERY HAPPY

Interesting since I had a CL of 1250.00 and tried to hit the cli button and was denied with a message saying that I am at the max and there is no cli available period.

TU FICO 2/14: 701
Message 4 of 15
youngandcreditwrthy
Senior Contributor

Re: Best Buy store card success...........VERY HAPPY

Scoooore! Congrats :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 15
BearsAndTurtlesRtheBest
Senior Contributor

Re: Best Buy store card success...........VERY HAPPY

@amercnchopz34 wow i had no clue. Thanks!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 15
LS2982
Mega Contributor

Re: Best Buy store card success...........VERY HAPPY

CONGRATS!!!!

That is awesome Cap1 called you about it, never would have thought they would do that!



EQ FICO 548 3/3/16
Message 7 of 15
Epcot
Valued Contributor

Re: Best Buy store card success...........VERY HAPPY

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 15
MovingForward_2012
Valued Contributor

Re: Best Buy store card success...........VERY HAPPY

Congrats! I was approved 3 weeks ago for a Best Buy card with a $2500 limit. I have not received my card in the mail yet. I hope I am on plan A. Anyway to tell by looking at the card if it is plan A or B?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 9 of 15
LS2982
Mega Contributor

Re: Best Buy store card success...........VERY HAPPY


@MovingForward_2012 wrote:
Congrats! I was approved 3 weeks ago for a Best Buy card with a $2500 limit. I have not received my card in the mail yet. I hope I am on plan A. Anyway to tell by looking at the card if it is plan A or B?

The CL. You got above $750 so your Plan A. It also says it on your reciept if you applied in-store.

 




EQ FICO 548 3/3/16
Message 10 of 15
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