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Bestbuy - Citibank Visa Approved

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Super Contributor

Re: Bestbuy - Citibank Visa Approved

 Congrats Ben


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 21 of 33
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Senior Contributor

Re: Bestbuy - Citibank Visa Approved

Congrats on your Citi Best Buy Visa approval!




Message 22 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved

Congratz on your approval!








"Give me liberty, or give me credit!" -PlasticDad


Message 23 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved

Congrats on your approval.  I love my Citi Best Buy card!  It's the only one that I keep a balance on, but I'm making use of that 0% interest.

 

You said to go with the Samsung Finance, but wouldn't there be an HP for that one, too?

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Delta Gold AMEX ($6000) - Best Buy Citi Visa ($5800) - Hilton Honors AMEX ($5000) - Uber Barlayscard ($5000) - Sony/Sync ($2400)

Closed - Capital One Secured - It's not in my wallet. :-)

Feb 2020 EQ 792 - - Feb 2020 TU 781 - - Feb 2020 EX 809

Goal - To get in with Chase. Smiley Very Happy (ACHIEVED!)
Message 24 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved

Yes it does. I meant when it comes to save money buying S20 Ultra. It is cheaper to get it from samsung.com -No Tax -Instant $200 credit to buy accessories from their website. I didn't trade in since I want to keep my S8 Plus phone for my GearVR permanently. Sometime it is easier to play VR and watch VR movies from GearVR instead of using HTC Vive and use it wirelessly through streaming from Steam.


Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Sep 7, 2020) EQ 760, TU 737 , EX ?
Score(Nov 23, 2020) EQ 774 Fico 8(Through Citi), EQ 771 Fico 9(Through NFCU,PenFed), TU 751 Fico 8 (Through Barclay,Discover), EX: 739 Fico 8(through Amex)

Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge

AoOA 18 years, 6 months, AAoA 6 years, 10 months







Message 25 of 33
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Valued Member

Re: Bestbuy - Citibank Visa Approved

Congrats on the CBB Visa!

 

Citi BB does give you CLI when you call them and request but specifically request not to be a HP. Insist for a SP. The rep asked me how much I said 4K (don't ask me why, I should have said 10K-LoL...i guess I was shocked he even asked)....Bang approved. No HP.

Message 26 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved


@BJ2017 wrote:

Congrats on the CBB Visa!

 

Citi BB does give you CLI when you call them and request but specifically request not to be a HP. Insist for a SP. The rep asked me how much I said 4K (don't ask me why, I should have said 10K-LoL...i guess I was shocked he even asked)....Bang approved. No HP.


This is good to know.  It seems around every December, they boost my limit without my asking.  However, I might give them a call around June and try this.  :-)

I do have a DC card with Citi.  Anyone know if having that and the BB Citi card are combined exposure with Citi or are they considered separate in regards to limits?

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Delta Gold AMEX ($6000) - Best Buy Citi Visa ($5800) - Hilton Honors AMEX ($5000) - Uber Barlayscard ($5000) - Sony/Sync ($2400)

Closed - Capital One Secured - It's not in my wallet. :-)

Feb 2020 EQ 792 - - Feb 2020 TU 781 - - Feb 2020 EX 809

Goal - To get in with Chase. Smiley Very Happy (ACHIEVED!)
Message 27 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved

Hi Bj2017, thank you so much for this information! Do you have to make some purchases and PIF before you doing this or do you simply ask for CLI after you received your card? Really good info.

 

My history with Citibank:

-   I have a current citibank card but they decreased my limit for $2000+ recently due to lack of inactivities.

-  They closed my store Citibank BB (inheritated from from GE and then Capital One of $1200 CL and probably Chase too not sure). It was closed for a year to three or five years?? I couldn't remember but still being reported last year Dec 2019 with 17 years and 6 months of age.  I am not keeping track since I hardly used it. However, this new Citibank BB is obviously different since it has Visa.

 

I bought a lot of things from BestBuy with other other cards. Hopefully this time I will make good use of it.

 



Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Sep 7, 2020) EQ 760, TU 737 , EX ?
Score(Nov 23, 2020) EQ 774 Fico 8(Through Citi), EQ 771 Fico 9(Through NFCU,PenFed), TU 751 Fico 8 (Through Barclay,Discover), EX: 739 Fico 8(through Amex)

Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge

AoOA 18 years, 6 months, AAoA 6 years, 10 months







Message 28 of 33
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Frequent Contributor

Re: Bestbuy - Citibank Visa Approved

I am not sure. However, I think as long as we treat the account properly I am hoping Citibank would reward us.



Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Sep 7, 2020) EQ 760, TU 737 , EX ?
Score(Nov 23, 2020) EQ 774 Fico 8(Through Citi), EQ 771 Fico 9(Through NFCU,PenFed), TU 751 Fico 8 (Through Barclay,Discover), EX: 739 Fico 8(through Amex)

Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge

AoOA 18 years, 6 months, AAoA 6 years, 10 months







Message 29 of 33
Highlighted
Valued Member

Re: Bestbuy - Citibank Visa Approved

Citi BB is hard to figure them out. I used to carry a Bal all the time (low 30%) and never got a CLI for 2 years.

I PIF last Dec, I asked for a CLI in early Jan and got denied (no HP). 

I bought something and had a balance of $300 in late Jan, so I called them again and asked for a CLI.

and they gave me a 5K CLI....planning to call them again in a couple of months and ask for CLI luv.

 

I didn't call them when I first opened the Citi BB to ask for a CLI...I should have just to test the waters.

Message 30 of 33
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