I'm 33. I started rebuilding my credit in 2019. I may have even been in the 500s at that time. Now my EX needs work at 638, TU 690, EQ714. I got approved for the Citi Simplicity card for $11k. Card has no rewards but this is the highest I have ever been approved for!
Congratulations on your approval.
Contrary to belief you can actually fix your credit reports without waiting 7 years if their are things you can learn to improve and dispute on your own. My score was in the 500s in the begining of last year and i disputed alot of things wrong on my report, i brought my score up almost 150 points all by myself no credit repair companies. Disputing accounts and info on all 3 bureaus and also reporting stubborn accounts to the CFPB.
Wow that's awesome, great SL!