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Bilt, Synovus Approvals after silly PNC failure...

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trvlscmmr
Regular Contributor

Bilt, Synovus Approvals after silly PNC failure...

Started this spree a few days earlier than anticipated thanks to PSECU hard pulling me for membership; my fault for not researching more about their membership process on this amazing forum...

1 personal & 2 business approvals yesterday  

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Paypal-Mastercard-Approval-12k-amp-2-CLI-s/td...

https://ficoforums.myfico.com/t5/Business-Credit/Amex-Business-Plum-Card/m-p/6558155

https://ficoforums.myfico.com/t5/Business-Credit/BOA-Business-Unlimited-Cash-Rewards-MC-5-500/m-p/65...

 

Today's Approvals

  • Synovus Cash Rewards Visa $14,000 (already hold Travel Rewards Visa & a Synovus checking acct)... I tried to app online yesterday but before I could submit app a message told me I need to finish app in-branch... Worked out well, approved a few hours after leaving today. 
  • Wells Fargo Bilt MC $2,500 eh i guess this limit will at least cover the rent lol. One tidbit, I opened a Wells Fargo business checking moments before applying for this card.

DENIALS/ Under Review

NFCU Platinum (became new member yesterday, surpisingly denied for Platinum card)

PSECU under review for Classic Visa, fingers crossed

PNC  I flubbed this one badly. Went in branch & opened Business account, deposited $5,000 for $200 bonus... I had an offer in the PNC app for Cash Visa. App showed solid 16% APR. I APPED & THEN GOT AN EMAIL FROM EX. REMEMBERING I LOCKED MY EX LAST NIGHT. I UNLOCKED EX CALLED PNC & THEY SAID THE APP IS IN CUE FOR MANUAL REVIEW. THAT IS PRECISELY WHAT I WANTED TO AVOID. I'M CONFIDENT IT WOULD'VE BEEN INSTANTLY APPROVED HAD I NOT SCREWED UP & APPLIED WHEN MY EX WAS LOCKED. OH WELL. ANYONE EVER HAD LUCK WITH PNC RECON???

Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: Bilt, Synovus Approvals after silly PNC failure...

Well, grats on your approvals and good luck on the ones you are waiting on!

Message 2 of 11
CreditMagic7
Mega Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

Congratulations on the new approvals and best of luck on the potential others!

Message 3 of 11
cashorcharge
Community Leader
Senior Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂

Good luck on your review..

Message 4 of 11
AverageJoesCredit
Legendary Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...


@trvlscmmr wrote:

Started this spree a few days earlier than anticipated thanks to PSECU hard pulling me for membership; my fault for not researching more about their membership process on this amazing forum...

1 personal & 2 business approvals yesterday  

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Paypal-Mastercard-Approval-12k-amp-2-CLI-s/td...

https://ficoforums.myfico.com/t5/Business-Credit/Amex-Business-Plum-Card/m-p/6558155

https://ficoforums.myfico.com/t5/Business-Credit/BOA-Business-Unlimited-Cash-Rewards-MC-5-500/m-p/65...

 

Today's Approvals

  • Synovus Cash Rewards Visa $14,000 (already hold Travel Rewards Visa & a Synovus checking acct)... I tried to app online yesterday but before I could submit app a message told me I need to finish app in-branch... Worked out well, approved a few hours after leaving today. 
  • Wells Fargo Bilt MC $2,500 eh i guess this limit will at least cover the rent lol. One tidbit, I opened a Wells Fargo business checking moments before applying for this card.

DENIALS/ Under Review

NFCU Platinum (became new member yesterday, surpisingly denied for Platinum card)

PSECU under review for Classic Visa, fingers crossed

PNC  I flubbed this one badly. Went in branch & opened Business account, deposited $5,000 for $200 bonus... I had an offer in the PNC app for Cash Visa. App showed solid 16% APR. I APPED & THEN GOT AN EMAIL FROM EX. REMEMBERING I LOCKED MY EX LAST NIGHT. I UNLOCKED EX CALLED PNC & THEY SAID THE APP IS IN CUE FOR MANUAL REVIEW. THAT IS PRECISELY WHAT I WANTED TO AVOID. I'M CONFIDENT IT WOULD'VE BEEN INSTANTLY APPROVED HAD I NOT SCREWED UP & APPLIED WHEN MY EX WAS LOCKED. OH WELL. ANYONE EVER HAD LUCK WITH PNC RECON???


I'm confused. You want to recon a card that hasn't been denied but only put into manual review? You can't recon a non instant approvalSmiley Wink

Message 5 of 11
trvlscmmr
Regular Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...


@AverageJoesCredit wrote:

@trvlscmmr wrote:

Started this spree a few days earlier than anticipated thanks to PSECU hard pulling me for membership; my fault for not researching more about their membership process on this amazing forum...

1 personal & 2 business approvals yesterday  

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Paypal-Mastercard-Approval-12k-amp-2-CLI-s/td...

https://ficoforums.myfico.com/t5/Business-Credit/Amex-Business-Plum-Card/m-p/6558155

https://ficoforums.myfico.com/t5/Business-Credit/BOA-Business-Unlimited-Cash-Rewards-MC-5-500/m-p/65...

 

Today's Approvals

  • Synovus Cash Rewards Visa $14,000 (already hold Travel Rewards Visa & a Synovus checking acct)... I tried to app online yesterday but before I could submit app a message told me I need to finish app in-branch... Worked out well, approved a few hours after leaving today. 
  • Wells Fargo Bilt MC $2,500 eh i guess this limit will at least cover the rent lol. One tidbit, I opened a Wells Fargo business checking moments before applying for this card.

DENIALS/ Under Review

NFCU Platinum (became new member yesterday, surpisingly denied for Platinum card)

PSECU under review for Classic Visa, fingers crossed

PNC  I flubbed this one badly. Went in branch & opened Business account, deposited $5,000 for $200 bonus... I had an offer in the PNC app for Cash Visa. App showed solid 16% APR. I APPED & THEN GOT AN EMAIL FROM EX. REMEMBERING I LOCKED MY EX LAST NIGHT. I UNLOCKED EX CALLED PNC & THEY SAID THE APP IS IN CUE FOR MANUAL REVIEW. THAT IS PRECISELY WHAT I WANTED TO AVOID. I'M CONFIDENT IT WOULD'VE BEEN INSTANTLY APPROVED HAD I NOT SCREWED UP & APPLIED WHEN MY EX WAS LOCKED. OH WELL. ANYONE EVER HAD LUCK WITH PNC RECON???


I'm confused. You want to recon a card that hasn't been denied but only put into manual review? You can't recon a non instant approvalSmiley Wink


PNC was denied, looks like I forgot to add that.... About 20 minutes after unlocking my EX I received an email from PNC that I was denied. bummer

Message 6 of 11
KingRue8500
Senior Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

Congrats on your approvals




Message 7 of 11
CreditAggie
Community Leader
Super Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 11
Elpadrino1
Valued Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

Congratulations on your approvals!!

Message 9 of 11
babygirl1256
Senior Contributor

Re: Bilt, Synovus Approvals after silly PNC failure...

Congrats on your Bilt and Synovus approvals . . . best wishes in obtaining the PNC approval. Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 11
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