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Bitter-sweet NFCU victory

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Shooting-For-800
Senior Contributor

Re: Bitter-sweet NFCU victory

I only got $1000 SL on my first card (Cash Rewards) with 740 fico.

92 days later I got a CLI to $3000 and a new Flagship with $20,000 SL with less than 740 fico.

92 days later I got a new More Rewards Amex with $15,000 SL.

 

Relationship is the most important factor to NFCU. 

You are on your way.

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 11 of 22
SouthJamaica
Mega Contributor

Re: Bitter-sweet NFCU victory


@Anonymous wrote:
Congratulations!

@SouthJamaica- I think OP meant at least they didn’t waste a HP and didn’t get approved since it was approved for only $500

Ahhhhhhhhh. Now I get it Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 12 of 22
Pro-X
Frequent Contributor

Re: Bitter-sweet NFCU victory

Congrats on your approval!!


Message 13 of 22
Gotham-
Frequent Contributor

Re: Bitter-sweet NFCU victory

Congratulations 🎈🎉🎊🍾
NFCU is a great Relationship Builder

No worries $500 for 91 days is Temporary!!!
And we’ll celebrate your CLI as a New Year’s Gift
And possibly a 2nd card with a Killer Line

Welcome to NFCU
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 14 of 22
Brooklyn2018
Valued Contributor

Re: Bitter-sweet NFCU victory


@CashBackQueen wrote:

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.


CONGRATS on your approval!!

 

I recently joined(10/19) I was approved(sameday) for the cashRewards $500SL by phone. I was a prequal'd so, I wonder if I TOO was on the cusp of a computer denial? OR better SL? Hmmmmmmmm...makes ya wonder.

 

GRATS!!Smiley Wink

 

IHeartNY


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 15 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory


@Shooting-For-800 wrote:

I only got $1000 SL on my first card (Cash Rewards) with 740 fico.

92 days later I got a CLI to $3000 and a new Flagship with $20,000 SL with less than 740 fico.

92 days later I got a new More Rewards Amex with $15,000 SL.

 

Relationship is the most important factor to NFCU. 

You are on your way.

GL!


So thats the trick with NFCU huh ? Do you submit for the CLI afer 92 days or do they just automatically give it to you ? I got approved for a $500 More Rewards when i signed up for my checking and savings account with them. So wait 92 days ask for a CLI wait another 92 days and apply for a second card through NFCU ? Which one should I look into applying for ?

Message 16 of 22
M_Smart007
Legendary Contributor

Re: Bitter-sweet NFCU victory

 

Congrats!

 

Message 17 of 22
Meanmchine
Super Contributor

Re: Bitter-sweet NFCU victory

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 18 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory

Congrats on your NFCU CR approval!

Message 19 of 22
UH_HUH
Valued Contributor

Re: Bitter-sweet NFCU victory

Congratulations on your approval!

500 reasons to smile :-)

Enjoy your success,

Cheers

Message 20 of 22
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