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Bitter-sweet NFCU victory

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CashBackQueen
Frequent Contributor

Bitter-sweet NFCU victory

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.

BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 1 of 22
21 REPLIES 21
Marz2002
Senior Contributor

Re: Bitter-sweet NFCU victory

CONGRATS  on your NFCU cashRewards approval and Welcome to the NFCU family!!! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 2 of 22
SouthJamaica
Mega Contributor

Re: Bitter-sweet NFCU victory


@CashBackQueen wrote:

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.


I wouldn't be so sure about the HP. Don't be surprised if it pops up.

Never mind, @Anonymous set me straight Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 3 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory

Congratulations!

@SouthJamaica- I think OP meant at least they didn’t waste a HP and didn’t get approved since it was approved for only $500
Message 4 of 22
spiritcraft1
Valued Contributor

Re: Bitter-sweet NFCU victory

That is your all important first card right?  Show them some use and pay in full and you will be well on your way.  Congrats!


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 5 of 22
AllZero
Mega Contributor

Re: Bitter-sweet NFCU victory

Congratulations on your approval!
Message 6 of 22
SFLSpotter9210
Valued Contributor

Re: Bitter-sweet NFCU victory

Congratulation’s on your approval and welcome to the NFCU family. I just joined last month on the 16th for the GoRewards due to my restaurant 3%. I too only got approved for 1k. But I’ve been using it alot and paying it down. I look forward to my 91/3 when I can apply for my 2nd Card. Enjoy the perks of NFCU.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 10,000 | Discover 17,000 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=757 | EX=760 | TU=771scores and CL current as of 08/22/22 AAoA years 6 months | AoOA=18yrs
Message 7 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory

Congrats on the nfcu cc approval!

Message 8 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory

Hey, at least you're in! Congrats on your approval!!
Message 9 of 22
Anonymous
Not applicable

Re: Bitter-sweet NFCU victory

Congrats on your approval .. dont worry ask for for CLI after 91/3 and also they give good SL usually when you apply for 2nd card

 

 

 

Message 10 of 22
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