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Bitter-sweet NFCU victory

CashBackQueen
Frequent Contributor

Bitter-sweet NFCU victory

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.

1/2/18 - bk7 dc • 2/21/21 progress:


TCL: $36,750 • UTIL: 1% AZEO
Message 1 of 22
21 REPLIES 21
Marz2002
Valued Contributor

Re: Bitter-sweet NFCU victory

CONGRATS  on your NFCU cashRewards approval and Welcome to the NFCU family!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 2 of 22
SouthJamaica
Super Contributor

Re: Bitter-sweet NFCU victory


@CashBackQueen wrote:

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.


I wouldn't be so sure about the HP. Don't be surprised if it pops up.

Never mind, @Bbcatcher set me straight Smiley Happy

Message 3 of 22
Bbcatcher
Valued Contributor

Re: Bitter-sweet NFCU victory

Congratulations!

@SouthJamaica- I think OP meant at least they didn’t waste a HP and didn’t get approved since it was approved for only $500



Message 4 of 22
spiritcraft1
Valued Contributor

Re: Bitter-sweet NFCU victory

That is your all important first card right?  Show them some use and pay in full and you will be well on your way.  Congrats!


|

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
1-1-17 -
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL
Message 5 of 22
AllZero
Super Contributor

Re: Bitter-sweet NFCU victory

Congratulations on your approval!
Message 6 of 22
SFLSpotter9210
Established Contributor

Re: Bitter-sweet NFCU victory

Congratulation’s on your approval and welcome to the NFCU family. I just joined last month on the 16th for the GoRewards due to my restaurant 3%. I too only got approved for 1k. But I’ve been using it alot and paying it down. I look forward to my 91/3 when I can apply for my 2nd Card. Enjoy the perks of NFCU.
NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 13,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=756,EX=769,TU=765 scores and CL current as of 02/05/21 AAoA=2years10minths AoOA=17yrs
Message 7 of 22
Hasselfree
Valued Contributor

Re: Bitter-sweet NFCU victory

Congrats on the nfcu cc approval!




"Your ego is writing checks your body can't cash".
Message 8 of 22
AnimalHouse121
Valued Contributor

Re: Bitter-sweet NFCU victory

Hey, at least you're in! Congrats on your approval!!
Message 9 of 22
VoltronM
Senior Contributor

Re: Bitter-sweet NFCU victory

Congrats on your approval .. dont worry ask for for CLI after 91/3 and also they give good SL usually when you apply for 2nd card

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 22
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