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Bitter-sweet NFCU victory

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Valued Contributor

Re: Bitter-sweet NFCU victory

I only got $1000 SL on my first card (Cash Rewards) with 740 fico.

92 days later I got a CLI to $3000 and a new Flagship with $20,000 SL with less than 740 fico.

92 days later I got a new More Rewards Amex with $15,000 SL.

 

Relationship is the most important factor to NFCU. 

You are on your way.

GL!

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

10% Rotating - Discover                       5%-20% - Amazon & Lowes                  3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - Venture & QuickSilver





                           
           
Message 11 of 22
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Super Contributor

Re: Bitter-sweet NFCU victory


@Bbcatcher wrote:
Congratulations!

@SouthJamaica- I think OP meant at least they didn’t waste a HP and didn’t get approved since it was approved for only $500

Ahhhhhhhhh. Now I get it Smiley Happy


Total revolving limits 644000 (568000 reporting)
FICO 8's EQ 710 TU 733 EX 717



Message 12 of 22
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Frequent Contributor

Re: Bitter-sweet NFCU victory

Congrats on your approval!!


Message 13 of 22
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Frequent Contributor

Re: Bitter-sweet NFCU victory

Congratulations 🎈🎉🎊🍾
NFCU is a great Relationship Builder

No worries $500 for 91 days is Temporary!!!
And we’ll celebrate your CLI as a New Year’s Gift
And possibly a 2nd card with a Killer Line

Welcome to NFCU


2018 Dec Starting Score: 700
Current Score: 756
Achieved Goal Score 2020: 800


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Message 14 of 22
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Valued Contributor

Re: Bitter-sweet NFCU victory


@CashBackQueen wrote:

Applied earlier this morning for the Cash Rewards Visa, got the 24-48 hour message. Just got the email saying I was approved for only $500 at their highest rate. That says I just barely got approved. Well, at least I didn't waste a HP. Going to use this as my main card and hope it grows.


CONGRATS on your approval!!

 

I recently joined(10/19) I was approved(sameday) for the cashRewards $500SL by phone. I was a prequal'd so, I wonder if I TOO was on the cusp of a computer denial? OR better SL? Hmmmmmmmm...makes ya wonder.

 

GRATS!!Smiley Wink

 

IHeartNY





Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


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Message 15 of 22
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Valued Member

Re: Bitter-sweet NFCU victory


@Shooting-For-800 wrote:

I only got $1000 SL on my first card (Cash Rewards) with 740 fico.

92 days later I got a CLI to $3000 and a new Flagship with $20,000 SL with less than 740 fico.

92 days later I got a new More Rewards Amex with $15,000 SL.

 

Relationship is the most important factor to NFCU. 

You are on your way.

GL!


So thats the trick with NFCU huh ? Do you submit for the CLI afer 92 days or do they just automatically give it to you ? I got approved for a $500 More Rewards when i signed up for my checking and savings account with them. So wait 92 days ask for a CLI wait another 92 days and apply for a second card through NFCU ? Which one should I look into applying for ?





F8
F9
Starting Scores: December 2017 450 Across

Message 16 of 22
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Super Contributor

Re: Bitter-sweet NFCU victory

 

Congrats!

 

Message 17 of 22
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Super Contributor

Re: Bitter-sweet NFCU victory

Congrats !




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842
It's just a jump to the left
And then a step to the right
Put your hands on your hips
You bring your knees in tight
But it's the pelvic thrust that really drives you insane
Let's do the Time Warp again!
Let's do the Time Warp again!

Message 18 of 22
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Senior Contributor

Re: Bitter-sweet NFCU victory

Congrats on your NFCU CR approval!

Currently: Gardening since 12/2019




Message 19 of 22
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Established Contributor

Re: Bitter-sweet NFCU victory

Congratulations on your approval!

500 reasons to smile :-)

Enjoy your success,

Cheers

Message 20 of 22
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