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Bittersweet...Finally!! COSTCO after BK7

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Frequent Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Bravo! this is my next card in my radar and I will apply in dec when I will be 3yrs post D/C.

EX 694
EQ 696
TU 695
BK 7 D/C Dec. '16.
Message 11 of 35
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Senior Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Congrats on your approval !!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 12 of 35
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Super Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Congratulations!!






Message 13 of 35
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Super Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

WTG Pizza !!


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 14 of 35
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Moderator

Re: Bittersweet...Finally!! COSTCO after BK7

Excellent, grats on getting back in Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 15 of 35
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Valued Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Congrats!

 

would you say getting in on the retail side helps or it does not?

Did the previous denials list BK as reason or just inquires/new accounts?

Message 16 of 35
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Valued Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Big congrats Pizza on nabbing that much desired /elusive approval! It’s always a good feeling to accomplish. Enjoy!
Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Sept 2020 (TU 782) (EQ 766) (EXP 745)
$600k+ Tradelines in progress
Gardening until at least Jan 2021
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 17 of 35
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Valued Member

Re: Bittersweet...Finally!! COSTCO after BK7

I called Citi directly after a denial early in the year and was told they are hardline 5 years post BK so I look forward to trying again with them in Jan 2020. Glad to hear you are back on board Smiley Happy

Message 18 of 35
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Community Leader
Super Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

Thank you everyone for the support, and encouragement! Appreciate you fine folks! Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 19 of 35
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Community Leader
Senior Contributor

Re: Bittersweet...Finally!! COSTCO after BK7

I somehow remembered you wanting this card for a long time @pizza1 .. Congratulations on getting it 

Curious as to what your next goal will be.....

 

-J

 

Message 20 of 35
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