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Congrats on a great card --- only advice is to keep close track on the account and how items are coded to insure you don't mix "regular purchases" with promotional purchases. The 6 months free financing is a great feature, but sometimes they break out parts of a larger sale and code it as a 30 day payment item. I pretty much only use mine for promotional sales and its served me very well for that purpose, but in one case the "service fee" charge of about $25 was coded as a 30 day sale whereas the $1500 primary sale was coded promotion (one actual combined sale) - just caught it by chance and paid the $25 quickly.
Really fantasic card tho....2% back and 6 months no interest no payments, can't beat that !
Love my Blispay on 0% apr.. Plan on using it on my taxes again this coming year.. Great card. I primarily use it just for 0% things and my fidelity for other 2% non cat spending to keep them seperate to avoid confusion as pipeguy mentioned.
Quite honestly their website is very simple and very easy to read and follow. You shouldnt have any issues.
@CreditCuriousity wrote:Love my Blispay on 0% apr.. Plan on using it on my taxes again this coming year.. Great card. I primarily use it just for 0% things and my fidelity for other 2% non cat spending to keep them seperate to avoid confusion as pipeguy mentioned.
Quite honestly their website is very simple and very easy to read and follow. You shouldnt have any issues.
How long does the 0% APR last for?
Wow, that's freakin amazing!
I also like the 21 months 0% APR from Citi Simplicity
Congrats!!! I think they pull EXP, and you need a 680 score at least.
@corradovr6 wrote:
every purchase that is over 200 dollars automatically gets a 6month 0% apr
As long as the amount over $199 is coded as "promotion" you will still get the 2% cash back and 6 months "no interest no payments".
I also think getting into the web site is kind of a PITA with the "texted code" every time and no place to change your telephone or email on site (CS just told me they added the email option, but they are working on the email thing - how hard is that to do?)
Don't get me wrong, as an instant "large purchase" option its great and the 2% is in line with other cards, I just see some growing pains that should have been corrected by now.
My wife and I each have this card $7500 CL each, we've used it for some major dental work (2k), funeral expenses (just under 10k) and state personal property taxes (just over 1200 I think), each time 2% back, 6 months no payments, no interest. I don't carry it in my wallet, but it's a great tool when we need it (I have other 2% cards). BTW, to date, I have not paid a penny in interest to Blispay and they've paid us just under $300 - hard to beat that.