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Blispay pending--UPDATE- now Approved!!

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Blispay pending--UPDATE- now Approved!!

So, clearly I should NOT app when I'm severely distracted!! Apped for Blispay Friday night (initially applied in April, and was declined--system didn't allow me to reapp until after 60 days)--immediately gave me the screen that I needed to give them a call. I talked with them Friday evening, very close to when they were getting ready to close for the weekend. I made a typo in my name when I first applied (how embarrassing!), so they took me through a series of questions, asked me to name at least two accounts on my credit report, and said they would put my file through to the credit department for review.  They said to expect a decision in the mail.

 

Fast forward to this morning. I called again just to check to see whether it was still pending. Good thing I did!  The CSR I talked with looked at my file and said that she saw I called in Friday night but it looked like the credit analyst who reviewed my file didn't see the notes, correcting my name.  So it was rejected! She said she would make sure this was reviewed right away and said to expect an EMAIL (not a letter in the mail, this time), by end of week, she said probably sooner.  She stopped herself a few times before saying the word 'approval'.  Not sure if that means anything, or not, but she sounded very positive. 

 

I'm leaning towards this might be an approval this time (EX is now higher than when I app'd before, and utilization down below 20% now), so, fingers crossed! I know there are a few on this board who are in limbo land as well. I'll report back as soon as I have a definite 'yah' or 'nah'!!

 

***UPDATE: Just received my 'You're In! Welcome to Blispay' email! SL of $4k! Very happy with this, especially given it was a decline a few months ago! A HUGE thank you, once again, to the MF community for sharing details and data points on this card!! I owe so much of my rebuild to you all***

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $17K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $20K | Bloomies $16K | West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 1 of 31
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Super Contributor

Re: Blispay pending

Cool, good luck!

Message 2 of 31
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Established Contributor

Re: Blispay pending


@BrutalBodyShots wrote:

Cool, good luck!


Thanks so much! I'm feeling so impatient right now!!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $17K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $20K | Bloomies $16K | West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 3 of 31
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Super Contributor

Re: Blispay pending

That makes you, me, and I think 5 others on this forum (that we know of) right now that are in the same waiting game boat Smiley Happy

Message 4 of 31
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Established Contributor

Re: Blispay pending

I app last Friday too waiting for a call
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 5 of 31
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Established Contributor

Re: Blispay pending


@BrutalBodyShots wrote:

That makes you, me, and I think 5 others on this forum (that we know of) right now that are in the same waiting game boat Smiley Happy


I called just a bit ago to see if I can get a status update and it's still waiting to be reviewed by an analyst. Tick tock, Blispay! LOL!!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $17K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $20K | Bloomies $16K | West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 6 of 31
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Established Contributor

Re: Blispay pending


@juniornj23 wrote:
I app last Friday too waiting for a call

Was someone actually going to call you, versus you calling in to provide them with verification?

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $17K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $20K | Bloomies $16K | West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 7 of 31
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Established Contributor

Re: Blispay pending

I call then they ask me if i have a car load and with whom and did you moved in the las years . I guess because i moved 2 moths ago
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 8 of 31
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Super Contributor

Re: Blispay pending

Good luck!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 31
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Moderator

Re: Blispay pending


@juniornj23 wrote:
I call then they ask me if i have a car load and with whom and did you moved in the las years . I guess because i moved 2 moths ago

If you moved two months ago welcome to hell...  I was declined for that reason due to recent move and had to go through so many hoops to finally get the denial changed to an approval.  Hopefully they will work with you on the address change as it was a decline for me until I went through everything imaginable to finally yield an approval and get the decline overturned just from a move a few blocks away.  So expect a decline and be prepared to fight it.  Best of luck!

Message 10 of 31
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