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Bloomingdale's $6k CLI -- Macy's CLI Denial

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Frequent Contributor

Bloomingdale's $6k CLI -- Macy's CLI Denial

Hey All,

 

Called up and requested a CLI with my Bloomingdale's store card. Been steady at 1x/month over the past 3 months with the following growth pattern:

 

Opened 8/2016 - $1000 SL -> 8/2019 CLI to $1300 -> 9/2019 CLI to $1800 -> 10/2019 CLI to $3600 -> Today CLI to $9600

 

Requested $10k and they countered.

 

Tried Macy's immediately after which has been growing at a much more rapid pace but on the same cycle monthly.

 

Opened 10/2017 - $100 SL -> 8/2019 CLI to $3100 -> 9/2019 CLI to $6000 -> 10/2019 CLI to $10,000 -> Today Denied

 

Requested $15k and had to wait for call back for identity verification, was told "unable to approve at this time and I will receive a letter". First denial for CLI in a while with Macy's; was previously 3 for 3. I suspect it was beause I have not made a single purchase since my last increase.

 

Anyways, I am happy with the outcome on Bloomingdale's obviously. Will help with aggregate utilization and I far prefer them over macy's in as far as department stores go. 

 

I wanted to grow the Macy's for conversion and upgrade to Amex. Hopefully it is not stalled out indefinitely.



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13 REPLIES 13
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Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congratulations on your CLI!
Message 2 of 14
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Moderator

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Not bad progress, grats Smiley Happy
Message 3 of 14
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Valued Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congrats on the CLI! Great progress

Message 4 of 14
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Epic Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

 

Congrats!

 

Message 5 of 14
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Community Leader
Mega Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Nice limitsSmiley Happy.
Message 6 of 14
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Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

That always happens to me with macy's and bloomingdales.

 

One gets approved, the other denied (because of a recent CLI on an associated account is the reason they give)


QS WMC $9.2k | Merrick Visa $4.3k | Saks WEMC $7k | Eddie Bauer $4k | Caesar Rewds VSig $25k | PayPal Extras MC $10k | Lexus Pursuits VSig $24.7k | Macy's AMEX $18k | Citi Smplcty MC $6.1k | SFFCU VIsa $5.5k| Wells Fargo Propel AMEX $15k | Citi Costco VSig $6k | Bloomingdales $13.1k | Wells Fargo Cash Wise VSig $5k | AMEX Cash Magnet $4k | Discover IT $4k | Chase Frdm Unlmtd VSig $8.7k |
Message 7 of 14
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Frequent Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Interesting, I am usually able to get both on the same day. I guess not this time. Lol


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Message 8 of 14
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Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

In baseball, a .500 batting average makes you a God

Congrats  on your Bloomie luv


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 9 of 14
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Frequent Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

I have them spaced out.

So I get cli on both.

I always make a purchase immediately after getting a cli.

Message 10 of 14
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