Called up and requested a CLI with my Bloomingdale's store card. Been steady at 1x/month over the past 3 months with the following growth pattern:
Opened 8/2016 - $1000 SL -> 8/2019 CLI to $1300 -> 9/2019 CLI to $1800 -> 10/2019 CLI to $3600 -> Today CLI to $9600
Requested $10k and they countered.
Tried Macy's immediately after which has been growing at a much more rapid pace but on the same cycle monthly.
Opened 10/2017 - $100 SL -> 8/2019 CLI to $3100 -> 9/2019 CLI to $6000 -> 10/2019 CLI to $10,000 -> Today Denied
Requested $15k and had to wait for call back for identity verification, was told "unable to approve at this time and I will receive a letter". First denial for CLI in a while with Macy's; was previously 3 for 3. I suspect it was beause I have not made a single purchase since my last increase.
Anyways, I am happy with the outcome on Bloomingdale's obviously. Will help with aggregate utilization and I far prefer them over macy's in as far as department stores go.
I wanted to grow the Macy's for conversion and upgrade to Amex. Hopefully it is not stalled out indefinitely.
That always happens to me with macy's and bloomingdales.
One gets approved, the other denied (because of a recent CLI on an associated account is the reason they give)
In baseball, a .500 batting average makes you a God
Congrats on your Bloomie luv
I have them spaced out.
So I get cli on both.
I always make a purchase immediately after getting a cli.