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Bloomingdale's $6k CLI -- Macy's CLI Denial

macedwar
Frequent Contributor

Bloomingdale's $6k CLI -- Macy's CLI Denial

Hey All,

 

Called up and requested a CLI with my Bloomingdale's store card. Been steady at 1x/month over the past 3 months with the following growth pattern:

 

Opened 8/2016 - $1000 SL -> 8/2019 CLI to $1300 -> 9/2019 CLI to $1800 -> 10/2019 CLI to $3600 -> Today CLI to $9600

 

Requested $10k and they countered.

 

Tried Macy's immediately after which has been growing at a much more rapid pace but on the same cycle monthly.

 

Opened 10/2017 - $100 SL -> 8/2019 CLI to $3100 -> 9/2019 CLI to $6000 -> 10/2019 CLI to $10,000 -> Today Denied

 

Requested $15k and had to wait for call back for identity verification, was told "unable to approve at this time and I will receive a letter". First denial for CLI in a while with Macy's; was previously 3 for 3. I suspect it was beause I have not made a single purchase since my last increase.

 

Anyways, I am happy with the outcome on Bloomingdale's obviously. Will help with aggregate utilization and I far prefer them over macy's in as far as department stores go. 

 

I wanted to grow the Macy's for conversion and upgrade to Amex. Hopefully it is not stalled out indefinitely.



Screen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM

13 REPLIES 13
AllZero
Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congratulations on your CLI!
Message 2 of 14
gdale6
Moderator

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Not bad progress, grats Smiley Happy
Message 3 of 14
coreyb80
Valued Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congrats on the CLI! Great progress

Message 4 of 14
M_Smart007
Epic Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

 

Congrats!

 

Message 5 of 14
AverageJoesCredit
Mega Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Nice limitsSmiley Happy.
Message 6 of 14
cclimit
Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

That always happens to me with macy's and bloomingdales.

 

One gets approved, the other denied (because of a recent CLI on an associated account is the reason they give)


QS WMC $9.2k | Merrick Visa $4.3k | Saks WEMC $7k | Eddie Bauer $4k | Caesar Rewds VSig $25k | PayPal Extras MC $10k | Lexus Pursuits VSig $24.7k | Macy's AMEX $18k | Citi Smplcty MC $6.1k | SFFCU VIsa $5.5k| Wells Fargo Propel AMEX $15k | Citi Costco VSig $6k | Bloomingdales $13.1k | Wells Fargo Cash Wise VSig $5k | AMEX Cash Magnet $4k | Discover IT $4k | Chase Frdm Unlmtd VSig $8.7k |
Message 7 of 14
macedwar
Frequent Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Interesting, I am usually able to get both on the same day. I guess not this time. Lol


Screen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM

Message 8 of 14
Meanmchine
Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

In baseball, a .500 batting average makes you a God

Congrats  on your Bloomie luv


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 9 of 14
althes
Frequent Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

I have them spaced out.

So I get cli on both.

I always make a purchase immediately after getting a cli.

Message 10 of 14
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