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Bloomingdale's $6k CLI -- Macy's CLI Denial

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Anonymous
Not applicable

Bloomingdale's $6k CLI -- Macy's CLI Denial

Hey All,

 

Called up and requested a CLI with my Bloomingdale's store card. Been steady at 1x/month over the past 3 months with the following growth pattern:

 

Opened 8/2016 - $1000 SL -> 8/2019 CLI to $1300 -> 9/2019 CLI to $1800 -> 10/2019 CLI to $3600 -> Today CLI to $9600

 

Requested $10k and they countered.

 

Tried Macy's immediately after which has been growing at a much more rapid pace but on the same cycle monthly.

 

Opened 10/2017 - $100 SL -> 8/2019 CLI to $3100 -> 9/2019 CLI to $6000 -> 10/2019 CLI to $10,000 -> Today Denied

 

Requested $15k and had to wait for call back for identity verification, was told "unable to approve at this time and I will receive a letter". First denial for CLI in a while with Macy's; was previously 3 for 3. I suspect it was beause I have not made a single purchase since my last increase.

 

Anyways, I am happy with the outcome on Bloomingdale's obviously. Will help with aggregate utilization and I far prefer them over macy's in as far as department stores go. 

 

I wanted to grow the Macy's for conversion and upgrade to Amex. Hopefully it is not stalled out indefinitely.

13 REPLIES 13
AllZero
Mega Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congratulations on your CLI!
Message 2 of 14
gdale6
Moderator Emeritus

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Not bad progress, grats Smiley Happy
Message 3 of 14
coreyb80
Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Congrats on the CLI! Great progress

Message 4 of 14
M_Smart007
Legendary Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

 

Congrats!

 

Message 5 of 14
AverageJoesCredit
Legendary Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Nice limitsSmiley Happy.
Message 6 of 14
Anonymous
Not applicable

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

That always happens to me with macy's and bloomingdales.

 

One gets approved, the other denied (because of a recent CLI on an associated account is the reason they give)

Message 7 of 14
Anonymous
Not applicable

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

Interesting, I am usually able to get both on the same day. I guess not this time. Lol
Message 8 of 14
Meanmchine
Super Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

In baseball, a .500 batting average makes you a God

Congrats  on your Bloomie luv

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 14
althes
Frequent Contributor

Re: Bloomingdale's $6k CLI -- Macy's CLI Denial

I have them spaced out.

So I get cli on both.

I always make a purchase immediately after getting a cli.

Message 10 of 14
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