Bloomingdales Card Approved Low SL

Anonymous · ‎11-15-2018

I applied for the Bloomingdales Card today and to my disappointment I was only approved for $400 SL. I called in to speak to credit analist and he took another look at my Experian report and informed me that right now the limit cannot increased. Considering I burned them about 6 yrs ago and I settled with collection agency I'm happy I still got the card cause I love Bloomingdales and its been a while since I shopped their(been getting my finances together). The analyst said a few months from now try getting a cli after you paid your bill on time. Maybe I should of waited for my Paypal perks $4300 cli report which would of lowerd my utilization and maybe raise my Experian score a few points. Oh well.

FinStar · ‎11-15-2018

@Anonymous wrote:
I applied for the Bloomingdales Card today and to my disappointment I was only approved for $400 SL. I called in to speak to credit analist and he took another look at my Experian report and informed me that right now the limit cannot increased. Considering I burned them about 6 yrs ago and I settled with collection agency I'm happy I still got the card cause I love Bloomingdales and its been a while since I shopped their(been getting my finances together). The analyst said a few months from now try getting a cli after you paid your bill on time.

Congratulations! At least it was approved versus a denial given the previous relationship with them. Be patient and give it time to grow.

Cred4All · ‎11-15-2018

@FinStar wrote:
Congratulations! At least it was approved versus a denial given the previous relationship with them. Be patient and give it time to grow.

x2. It will grow, congrats on the approval!

19eighty5 · ‎11-18-2018

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

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Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

CountryLivin · ‎11-21-2018

Congratulations! I love Bloomingdales!!!!

Anonymous · ‎11-21-2018

@FinStar wrote:
@Anonymous wrote:
I applied for the Bloomingdales Card today and to my disappointment I was only approved for $400 SL. I called in to speak to credit analist and he took another look at my Experian report and informed me that right now the limit cannot increased. Considering I burned them about 6 yrs ago and I settled with collection agency I'm happy I still got the card cause I love Bloomingdales and its been a while since I shopped their(been getting my finances together). The analyst said a few months from now try getting a cli after you paid your bill on time.
Congratulations! At least it was approved versus a denial given the previous relationship with them. Be patient and give it time to grow.

+1