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Blue Nile (Comenity) Approval – Starting Limit $22,500

Fico_Salamanca
Regular Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats!

Message 11 of 16
BAD_UP
Frequent Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats on your Blue Nile Approval. Awesome SL🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 12 of 16
coreyb80
Valued Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats on the approval!

Message 13 of 16
Chandler455
Frequent Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats keep in mind sometimes comenity is known sometimes to spit out outrageous sl on approval online and when you get the card a 0 is knocked off hopefully you did get the 22.5 awesome

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Cashrewards 4.5k | discover it 3.7k | kohls 3k | target 800

Business
Costco visa 10k | Amex Amazon prime 9k

Ficos TU 745 EQ 796 EX 793
Message 14 of 16
MartyWrite75
Established Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Wow!  Congratulations on your approval!  Nice SL, too!

February 2021: Experian 702 Equifax 704 Transunion 714


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $2,600 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $5,000 || Overstock Store Card: $4,550 || FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 01/11/2021 to 02/11/2022 (ideally)
Total Utilization: 15% (Met Goal)
Message 15 of 16
MzChrissy
New Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500


@Chandler455 wrote:

Congrats keep in mind sometimes comenity is known sometimes to spit out outrageous sl on approval online and when you get the card a 0 is knocked off hopefully you did get the 22.5 awesome


I don’t have any other cards with Comenity plus Blue Nile’s jewelry is not inexpensive so I think that may be the reason for the high SL. The new card was associated to my online profile upon approval and I purchased both our bands, little over $4k so I don’t think they’ll reduce it. If they do, I’ll update my post.
Current Score:
Goal Score [Jun. 2021]:

Take the myFICO Fitness Challenge

NFCU Platinum $50k | BlueNile $22.5k | CareCredit $20k | Macy's $20k | Citibank (AU) $19k | NFCU LOC $15k | Apple (Goldman Sachs) $12k | Amazon Store Card $10k | Ashley Furniture $10k | PayPal Credit $10k | Discover IT $8.5k | Home Depot $8k
Message 16 of 16
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