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Blue Nile (Comenity) Approval – Starting Limit $22,500

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Fico_Salamanca
Frequent Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats!

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Message 11 of 16
BAD_UP
Established Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats on your Blue Nile Approval. Awesome SL🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 12 of 16
coreyb80
Super Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats on the approval!

Message 13 of 16
Anonymous
Not applicable

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Congrats keep in mind sometimes comenity is known sometimes to spit out outrageous sl on approval online and when you get the card a 0 is knocked off hopefully you did get the 22.5 awesome

Message 14 of 16
MartyWrite75
Valued Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500

Wow!  Congratulations on your approval!  Nice SL, too!

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 15 of 16
MzChrissy
New Contributor

Re: Blue Nile (Comenity) Approval – Starting Limit $22,500


@Anonymous wrote:

Congrats keep in mind sometimes comenity is known sometimes to spit out outrageous sl on approval online and when you get the card a 0 is knocked off hopefully you did get the 22.5 awesome


I don’t have any other cards with Comenity plus Blue Nile’s jewelry is not inexpensive so I think that may be the reason for the high SL. The new card was associated to my online profile upon approval and I purchased both our bands, little over $4k so I don’t think they’ll reduce it. If they do, I’ll update my post.
Current Score:
Goal Score [Dec. 2021]:

Take the myFICO Fitness Challenge

NFCU Platinum $50k | BlueNile $22.5k | Macys AMEX $20k | Citibank (AU) $19k | NFCU LOC $15k | AMEX Platinum $13k POT | Apple (Goldman Sachs) $12k | Amazon Store Card $10k | PayPal Credit $10k | Discover IT $10k | SoFi MasterCard $9k | Nordstrom Visa $6k
Message 16 of 16
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