Reluctantly hit the CLI button today for my Cash Rewards card and got a decent CLI.
Opened 7/18, $1,500 SL
5/19/19: CLI request for $3,500, countered with $2,800
9/11/19: CLI request for $12,000, countered with $6,800.
I put ~$2-300 on the card monthly and always PIF.
TU FICO8: 734
I see the request CLI link still visible. I believe that will probably go away after today and I’ve read that people usually get denied trying to double dip. I assume $6,800 is already the amount they’re comfortable at with me since that is what they countered with. Looking forward to hitting it again early next year!
Opened 7/18, $1,500 SL
5/19/19: CLI request for $3,500, countered with $2,800
9/11/19: CLI request for $12,000, countered with $6,800.
I put ~$2-300 on the card monthly and always PIF.
TU FICO8: 734
I see the request CLI link still visible. I believe that will probably go away after today and I’ve read that people usually get denied trying to double dip. I assume $6,800 is already the amount they’re comfortable at with me since that is what they countered with. Looking forward to hitting it again early next year!
Congrats on you're BoA CLI
Congrats! Have you considered calling in an having your card upgraded to a Visa Signature? After my last CLI on my BoA Cash Rewards Visa put me over $5000 CL, I requested an upgraded Visa Signature card. No hard pull and I received it in about two weeks. Just be sure to redeem your rewards before you make the request or you can lose them, or so I was told.
My BoA CR is a world MasterCard, so not sure how it works for MC...
Congratulations on your CLI!!!
