No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Congrats on getting the Signature version! I actually declined an approval today because the analyst only wanted to offer me a $3k SL, which would've got me a Platinum card without any of the real benefits or SUB. I asked to move CL from another card to get it to $5k, and she wouldn't, so I said no thank you. I used the HP to increase the CL on my Premium Rewards card, and got an additional $7.2k.
I just needed to move $2k to get the Signature Alaska card. Go figure.
Oh, but I'm going to apply again in a few days, and hope I get a different outcome.
Edit: BTW, you might've got a little lucky. They told me they use EX for new apps and TU for CLIs.
@imaximous wrote:Congrats on getting the Signature version! I actually declined an approval today because the analyst only wanted to offer me a $3k SL, which would've got me a Platinum card without any of the real benefits or SUB. I asked to move CL from another card to get it to $5k, and she wouldn't, so I said no thank you. I used the HP to increase the CL on my Premium Rewards card, and got an additional $7.2k.
I just needed to move $2k to get the Signature Alaska card. Go figure.
Oh, but I'm going to apply again in a few days, and hope I get a different outcome.
Edit: BTW, you might've got a little lucky. They told me they use EX for new apps and TU for CLIs.
Yes, that's right.
Congratulations! I love that card!
@imaximous wrote:Congrats on getting the Signature version! I actually declined an approval today because the analyst only wanted to offer me a $3k SL, which would've got me a Platinum card without any of the real benefits or SUB. I asked to move CL from another card to get it to $5k, and she wouldn't, so I said no thank you. I used the HP to increase the CL on my Premium Rewards card, and got an additional $7.2k.
I just needed to move $2k to get the Signature Alaska card. Go figure.
Oh, but I'm going to apply again in a few days, and hope I get a different outcome.
Edit: BTW, you might've got a little lucky. They told me they use EX for new apps and TU for CLIs.
I’m frustrated for you. Banks are weird. My CLI went pending but a new card was approved. I guess we’ll never truly get how they work.
BoA tends to use the same pull for 30 days so you can potentially leverage your highest score/best report between TU/EX when applying, if you’re a preexisting customer. Hopefully, that doesn’t change.
Congrats on that sweet CLI. You made that pull count.
@Anonymous wrote:
@imaximous wrote:Congrats on getting the Signature version! I actually declined an approval today because the analyst only wanted to offer me a $3k SL, which would've got me a Platinum card without any of the real benefits or SUB. I asked to move CL from another card to get it to $5k, and she wouldn't, so I said no thank you. I used the HP to increase the CL on my Premium Rewards card, and got an additional $7.2k.
I just needed to move $2k to get the Signature Alaska card. Go figure.
Oh, but I'm going to apply again in a few days, and hope I get a different outcome.
Edit: BTW, you might've got a little lucky. They told me they use EX for new apps and TU for CLIs.
I’m frustrated for you. Banks are weird. My CLI went pending but a new card was approved. I guess we’ll never truly get how they work.
BoA tends to use the same pull for 30 days so you can potentially leverage your highest score/best report between TU/EX when applying, if you’re a preexisting customer. Hopefully, that doesn’t change.
Congrats on that sweet CLI. You made that pull count.
Thanks
I'm pretty sure your CLI will get approved - hopefully for the full amount. Most likely, the requested CLI was a little higher than what the automated system was willing to grant, and it went to review. If you call, you can expedite the process. Been there, done that a few times.
I'm almost counting on reusing the same pull to apply for the card again with a trick I learned by accident. I hope to get someone more eager to work with me this time. Enjoy the free trips
Congratulations on the BoA approval!!! and thanks for all of the good info
@imaximous wrote:
@AnonymousThanks
I'm pretty sure your CLI will get approved - hopefully for the full amount. Most likely, the requested CLI was a little higher than what the automated system was willing to grant, and it went to review. If you call, you can expedite the process. Been there, done that a few times.
I'm almost counting on reusing the same pull to apply for the card again with a trick I learned by accident. I hope to get someone more eager to work with me this time. Enjoy the free trips
No-go on the CLI request. They cited "Too many recent inquires." I may try on my Premium Rewards card before the 30 days is up though I'm leaning towards not attempting. If I do, it'll just be to provide data points for a decently unique scenario.
@Anonymous wrote:
@imaximous wrote:
@AnonymousThanks
I'm pretty sure your CLI will get approved - hopefully for the full amount. Most likely, the requested CLI was a little higher than what the automated system was willing to grant, and it went to review. If you call, you can expedite the process. Been there, done that a few times.
I'm almost counting on reusing the same pull to apply for the card again with a trick I learned by accident. I hope to get someone more eager to work with me this time. Enjoy the free trips
No-go on the CLI request. They cited "Too many recent inquires." I may try on my Premium Rewards card before the 30 days is up though I'm leaning towards not attempting. If I do, it'll just be to provide data points for a decently unique scenario.
Bummer! I'm sorry it didn't work out. I'm still working on my own upgrade now. The request to upgrade was processed and now I just have to wait a long ass time. I've gone through this before. All BofA's PCs take forever, so the rep told me it should all be finalized sometime around the middle of June, I think. My account was noted to get the SUB and all the other stuff, but I won't take their word for it until I actually see it posted to my account.