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BoA BBR Denial, recon, then approved w/ credit transfer

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SunriseEarth
Moderator Emeritus

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Congrats!

 

IMHO, BBR is probably one of their more useful rewards cards.   I'm currently using mine as a BT card.  Prior to that, I just had my Disneyland Annual Pass as a recurring monthly bill on the card.  You can get good rewards with minimal use.   And they're basically paying me for the BT, so that's cool.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 11 of 15
Vegas4Play
Valued Contributor

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Nice come back form a denial.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 12 of 15
RonM21
Valued Contributor

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Nicely done! Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 13 of 15
Anonymous
Not applicable

Re: BoA BBR Denial, recon, then approved!

Got the card today. Damn it's ugly, no wonder it's no good for anything but getting the free money Smiley Very Happy
Message 14 of 15
Anonymous
Not applicable

Re: BoA BBR Denial, recon, then approved!

Quick update, leaving here for posterity's sake. The credit line transfer strategy worked again for me at Chase, this time for the Freedom Unlimited after having just opened the Freedom literally 2 weeks ago.
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Another-CL-transfer-recon-success-great-strate...
Message 15 of 15
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