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BoA BBR Denial, recon, then approved w/ credit transfer

SunriseEarth
Moderator Emeritus

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Congrats!

 

IMHO, BBR is probably one of their more useful rewards cards.   I'm currently using mine as a BT card.  Prior to that, I just had my Disneyland Annual Pass as a recurring monthly bill on the card.  You can get good rewards with minimal use.   And they're basically paying me for the BT, so that's cool.  



Start: 619 (TU08, 9/2013) | Current: 795 (TU08, 10/14/20)
AMEX Cash Magnet $59000 | BofA BBR #1 $43900 | Discover IT $39000 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $24500 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Cap 1 QS WMC $17250 | Freedom Flex WEMC $15000 | Disney Premier VS $15000 | FNBO Evergreen VS $15000 | Target MC $13500 | WF Cash Wise VS $12,000 | Amazon VS $10000 | Blispay $7500 | AARP VS $5800 | Cash Back World WMC $3000 ~~
Message 11 of 15
Vegas4Play
Valued Contributor

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Nice come back form a denial.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 12 of 15
RonM21
Valued Contributor

Re: BoA BBR Denial, recon, then approved w/ credit transfer

Nicely done! Congrats
                

TCL: $306,100Utiliz: 6%AAoA: 5yrs 2mOther: Lease, Loan, *No MortgageCollections-Lates-BK's: 0

LWS-35k | BOA-50k | AMX-32.4k | DISC-33.6k | ALNT-25k | NFCU-33k | BARC-15k | BBUY-12k | CSE-10k | CP1-10k | CITI-11.7k | PF-38.4k


Message 13 of 15
CreditSnorlax
Frequent Contributor

Re: BoA BBR Denial, recon, then approved!

Got the card today. Damn it's ugly, no wonder it's no good for anything but getting the free money Smiley Very Happy


Total CL $123k | #TeamPIF | FICO Jul17: EQ 712 | TU 732 | EX 732 | AAoA: 11 months
Message 14 of 15
CreditSnorlax
Frequent Contributor

Re: BoA BBR Denial, recon, then approved!

Quick update, leaving here for posterity's sake. The credit line transfer strategy worked again for me at Chase, this time for the Freedom Unlimited after having just opened the Freedom literally 2 weeks ago.
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Another-CL-transfer-recon-success-great-strate...


Total CL $123k | #TeamPIF | FICO Jul17: EQ 712 | TU 732 | EX 732 | AAoA: 11 months
Message 15 of 15
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