BoA BankAmericard 21mo Approved!

[Anonymous]

Good luck!

[Anonymous]

Great!!! Honestly I'd shoot higher like 10k. They will counter they're good at counter offers !!

[Anonymous]

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@Anonymous wrote:
Great!!! Honestly I'd shoot higher like 10k. They will counter they're good at counter offers !!

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Joey on a side note why do you still have Credit One? Lol

[Anonymous]

Haha. Kept open for UTIL I guess. Got them to waive my AF via a long call to executive office lol

[alexvale]

No go... the young lady I just spoke with told me that there's a stop on CLI reques when the account is under 3mos  Mine was just opened today...

Should I call in a few days again or when I receive the card to the Sr Analyst number and try to get a supervisor or something?

8k is all I really need at the moment to cover the BT unless they give periodic offers for BTs like Discover does.

[Anonymous]

I've been duped by BOA and IME they will not reconsider a recon. 

[Anonymous]

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@Anonymous wrote:
Haha. Kept open for UTIL I guess. Got them to waive my AF via a long call to executive office lol

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Fair enough haha was just curious. 

[alexvale]

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@Anonymous wrote:

I've been duped by BOA and IME they will not reconsider a recon. 

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Thought as much... I have a back up plan... I'll BT my balance from Discover (3.9K) and 2k of 4k From FTCU MC to the BoA 21mo 0% and the remainder balance on FTCU to Discover using the BT offer 0% 12mo when I'm able to pay.  Or just pay directly to FTCU, they just reduced my apr to 13%.

[Anonymous]

Congrats on your approval!! 21 months for a BT is sweet! Since you were unable to recon for a higher SL, you may want to apply for Citi Simplicity or DP. They both have a 21 month BT offer. Good luck!

[alexvale]

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@beautifulblaquepearl wrote:

Congrats on your approval!! 21 months for a BT is sweet! Since you were unable to recon for a higher SL, you may want to apply for Citi Simplicity or DP. They both have a 21 month BT offer. Good luck!

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Thanks! I'm considering it as I have prequals for it... but I'd also like to upgrade my FTCU MC from nonpoint card to their premium point card.  I could apply for it instead as they give 12mo no interest on BT and BT the remainder of Discover.  

weighing out options since I don't to have too many cards.