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Hi @calyx!
I'm not really here. More of a drive-by.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@expatCanuck wrote:Hi @calyx!
I'm not really here. More of a drive-by.
Still great to see you're alive and kicking
Very nice CLI! Congratuations! Also congratulations on the refi!
Congrats on the CLI @expatCanuck !
Quick question; was your approval instant? If so, did you make the request during business hours?
Thanks in advance!
I made the request on a Tuesday during business hours; the approval was within seconds.
One additional data point -- I also have BoA's Travel Rewards card with a $35K CL (which I haven't used in forever and should probably charge ~$200 dollars on so that it isn't cancelled and I can cash out my $25 reward ). The Cash Rewards is my go-to for online spend, if I have no other card offering better than 3% (and I typically don't).
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@expatCanuck wrote:Just finished a mortgage refi (yes, the funds have been disbursed), so I figured I should poke the 🐻. Soft pull.
25K --> 40K (that's what I requested)
And, last month, I pushed my Citi DC (originally 6K about a decade ago, IIRC - it was a Visa product then) from 16.5K to 18.5K.
Next month I'll be 3/24. Maybe Chase will let me complete the triad.
Onward, ever onward.
For you onward and UPWARD @expatCanuck ;-)
Congratulations on some sweet credit limits.
Enjoy them :-)
Cheers