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BoA CLI (Cash Rewards)

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expatCanuck
Super Contributor

Re: BoA CLI (Cash Rewards)

Hi @calyx!

 

I'm not really here.  More of a drive-by. Smiley Wink


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 21 of 26
calyx
Super Contributor

Re: BoA CLI (Cash Rewards)


@expatCanuck wrote:

Hi @calyx!

 

I'm not really here.  More of a drive-by. Smiley Wink


Still great to see you're alive and kicking Smiley Happy

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 22 of 26
sxa001
Valued Contributor

Re: BoA CLI (Cash Rewards)

Very nice CLI! Congratuations!  Also congratulations on the refi! 


Message 23 of 26
growthadvocate
Contributor

Re: BoA CLI (Cash Rewards)

Congrats on the CLI @expatCanuck !

 

Quick question; was your approval instant?  If so, did you make the request during business hours?

 

Thanks in advance!

Message 24 of 26
expatCanuck
Super Contributor

Re: BoA CLI (Cash Rewards)

@growthadvocate 

I made the request on a Tuesday during business hours; the approval was within seconds. 

One additional data point -- I also have BoA's Travel Rewards card with a $35K CL (which I haven't used in forever and should probably charge ~$200 dollars on so that it isn't cancelled and I can cash out my $25 reward Smiley Wink).  The Cash Rewards is my go-to for online spend, if I have no other card offering better than 3% (and I typically don't).


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 25 of 26
UH_HUH
Valued Contributor

Re: BoA CLI (Cash Rewards)


@expatCanuck wrote:

Just finished a mortgage refi (yes, the funds have been disbursed), so I figured I should poke the 🐻.  Soft pull.

 

25K --> 40K (that's what I requested)

 

And, last month, I pushed my Citi DC (originally 6K about a decade ago, IIRC - it was a Visa product then) from 16.5K to 18.5K.

 

Next month I'll be 3/24.  Maybe Chase will let me complete the triad.

 

Onward, ever onward.


For you onward and UPWARD @expatCanuck ;-)

Congratulations on some sweet credit limits.

Enjoy them :-)

Cheers

Message 26 of 26
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