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BoA CLI noob question UPDATE APPROVED 9/11

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Meanmchine
Super Contributor

Re: BoA CLI noob question


@imaximous wrote:
Did you unfreeze your TU? If you didn’t, that could be a reason for the message. Even though it’s a SP, they still require that you remove the freeze. It happened to me. Then I got approved after unfreezing and calling in.
Another reason could be length of account being open. 3 months may be a little too soon but ymmv on this. One of my accounts was opened just over 4 months ago and not elegible for CLI yet.

Yes it is frozen. I didnt call for recon because I figured the acct was to new.  Now there might be a glimmer of hope.  Ill call in tomorrow and see

Thanks

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 11 of 29
AverageJoesCredit
Legendary Contributor

Re: BoA CLI noob question

Meanie, you need to unfreeze your TU. Even though they are your creditor, for cli requests they still need to access your reports. You got thisSmiley Happy
Message 12 of 29
imaximous
Valued Contributor

Re: BoA CLI noob question

I hope it works out for you. Please let us know the results. 👍🏻
Message 13 of 29
Meanmchine
Super Contributor

Re: BoA CLI noob question

Unfroze my TU and called in.

CSR was fantastically polite and helpful.

Yes, my initial denial was due to frozen TU so I unfroze it for her

 

BAMM Instant approval for $2000 increease. CL now $10,000

She hinted that if I wanted more, I could submit another app

 

Thanks for all the input

 

MODS, please move to Approvals section.  Thankyou

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 14 of 29
AverageJoesCredit
Legendary Contributor

Re: BoA CLI noob question

Awesome job MeanieSmiley Happy Now next time, unfreeze and hit the button . Request high they should counter if you are eligible. If your TU is still unfrozen smash again nowSmiley Happy
Message 15 of 29
JR_TX
Valued Contributor

Re: BoA CLI noob question UPDATE APPROVED 9/11

Congrats mean!! 

If button still there smash again the AJC way!! Smiley Happy

With BoA SP CLI always ask not just for the moon but for Pluto! They always counter anyways.

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 16 of 29
xaximus
Valued Contributor

Re: BoA CLI noob question

Congrats on your CLI. Meanmchine is on a roll today!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 17 of 29
imaximous
Valued Contributor

Re: BoA CLI noob question


@Meanmchine wrote:

Unfroze my TU and called in.

CSR was fantastically polite and helpful.

Yes, my initial denial was due to frozen TU so I unfroze it for her

 

BAMM Instant approval for $2000 increease. CL now $10,000

She hinted that if I wanted more, I could submit another app

 

Thanks for all the input

 

MODS, please move to Approvals section.  Thankyou


Good for you! If that's what you requested ($2k CLI only), that's probably why she said that you could've asked for more. Like others mentioned, with BofA you want to aim high and let them counter. That's how you know if you've reached your ceiling at that particular time. Of course, if you're happy with that CL, then you're all set Smiley Happy

Message 18 of 29
Meanmchine
Super Contributor

Re: BoA CLI noob question


@AverageJoesCredit wrote:
Awesome job MeanieSmiley Happy Now next time, unfreeze and hit the button . Request high they should counter if you are eligible. If your TU is still unfrozen smash again nowSmiley Happy

You guys are going to get me in trouble

 

Clicked again

 

Approved for another $2500 for a new CL of $12500

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 19 of 29
Meanmchine
Super Contributor

Re: BoA CLI noob question UPDATE APPROVED 9/11


@JR_TX wrote:

Congrats mean!! 

If button still there smash again the AJC way!! Smiley Happy

With BoA SP CLI always ask not just for the moon but for Pluto! They always counter anyways.


Thanks JR_TX

 

OMG OMG OMG  The CLI link is still there. Maybe I could .........................

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 20 of 29
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