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BoA Cash Rewards $7.5k CLI + DPs

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chckn_permission
Established Member

BoA Cash Rewards $7.5k CLI + DPs

My last CLI was on 4/4 which was an instant approval (no counter offer), so I decided to give this a try again and see what I'd get if I shot higher this time. Got a $7.5k increase from $25k to $32.5k!

 

Some data points:

  • BoA checking since 2014, Cash Rewards is only card with BoA at the moment
  • July 2018, SL: $1,500
  • June 2019 CLI: $1.5k --> $2.8k, requested $3.5k
  • 9-11-2019 CLI: $2.8k --> $6.8k, requested $12k
  • 12-26-2019 CLI: $6.8k --> $12.8k, requested $20k
  • 4-4-2020 CLI: $12.8k --> $25k, requested 25k
  • 7-30-2020 CLI: $25k --> $32.5k (50% of income), requested 40k.

My monthly spend on the card hasn't been anything crazy, ranging from $100-$250/mo since my last CLI in April. I do have gold preferred rewards status with them, so it seems BofA is quite generous when there's a good banking relationship.




Message 1 of 12
11 REPLIES 11
blindambition
Senior Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Show me the money!! Ca-ching!!!

Congrats on that nice CLI!! 🥳 

Message 2 of 12
capnsloya
Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Congrats on the increase!

Current Cards

FICO Score 8's as of February 2023

Inquiries as of February 2023
Message 3 of 12
AllZero
Mega Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Congratulations on your CLI! Thank you for the data points.
Message 4 of 12
MyFault
Valued Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Congrats on your CLI!






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Message 5 of 12
CreditAggie
Community Leader
Super Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Congratulations on your BofA Cash Rewards CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 12
coreyb80
Super Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Definitely nice bumps with BoA and congrats!

Message 7 of 12
gdale6
Moderator Emeritus

Re: BoA Cash Rewards $7.5k CLI + DPs

Sweet, grats on getting the CLI Smiley Happy

Message 8 of 12
cashorcharge
Community Leader
Super Contributor

Re: BoA Cash Rewards $7.5k CLI + DPs

Congratulations!!  That's a great CLI

Message 9 of 12
Anonymous
Not applicable

Re: BoA Cash Rewards $7.5k CLI + DPs

very nice! congrats on your cli 🥳

Message 10 of 12
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