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BoA Cash Rewards CLI

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Valued Contributor

BoA Cash Rewards CLI

Logged in on my BoA Cash Rewards account, saw the request CLI increase link. Figured I'll give it a shot as my current SL was $13k. Asked for $20k. Approved. Should have asked for more in hindsight!

 

BoA Cash Rewards - $13k > $20k



Scores - All bureaus 756 +
TCL - Est. $275K
Message 1 of 6
5 REPLIES 5
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Senior Contributor

Re: BoA Cash Rewards CLI

Congratulations on your massive CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:



On the chopping block:

Message 2 of 6
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Valued Contributor

Re: BoA Cash Rewards CLI


@xaximus wrote:

Logged in on my BoA Cash Rewards account, saw the request CLI increase link. Figured I'll give it a shot as my current SL was $13k. Asked for $20k. Approved. Should have asked for more in hindsight!

 


Haha, I felt the same way after doing mine.  Congrats on the great increase!!


Message 3 of 6
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Valued Contributor

Re: BoA Cash Rewards CLI

That's a great increase, x. Congrats!

Care to share some backstory, DPs?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


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Message 4 of 6
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Valued Contributor

Re: BoA Cash Rewards CLI

 wrote:

That's a great increase, x. Congrats!

Care to share some backstory, DPs?

 

@ James_A

Backstory - I've had BoA for 10 years now, my original card is at 5k, this card, I got in June 2018, 3 months later, got the request credit line increase button. I believe it's every 3 months on BoA (Might be wrong on this).
DP's - EX 720, TU - 707, EQ - 723.



Scores - All bureaus 756 +
TCL - Est. $275K
Message 5 of 6
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Valued Contributor

Re: BoA Cash Rewards CLI


@Cred4All wrote:

@xaximus wrote:

Logged in on my BoA Cash Rewards account, saw the request CLI increase link. Figured I'll give it a shot as my current SL was $13k. Asked for $20k. Approved. Should have asked for more in hindsight!

 


Haha, I felt the same way after doing mine.  Congrats on the great increase!!


Thank you. After it was instantly approved, I was like **bleep** it. I should have shot higher. I did the same for the wife and they countered. Not sure why I spazzed out on mines and didn't shoot for the sky. Oh well, 3 months and hopefully have another chance.



Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 6
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