These days I go after good sign up bonuses, couldnt pass up the 200 bucks on the BoA MLB Cash Rewards card. Approved with 6K initial limit.
Stats at time of approval:
Pulled EX with 6 previous inqs in 2 yrs, 2 inqs within last year
Fico 08 Score on EX was: 783
# of cards reporting a balance was 2 out of 19
Util overall 6%
Have a great day all
Adding: The inquiry for this card and a 200 decrease in balance on one of the 2 cards reporting cost me 10 Fico 08 points.
2nd update: They calculated Fico at 780, this wasnt sufficient to get the lowest interest rate possible, they assigned 2% higher than the lowest rate possible. LOL what do they want 850 for the best interest rate, got a better deal with the FIA Fidelity card originally at 13.99%.
Excellent choice and congrats on that nice new approval!
They been super on this end. Nothing but good things to say about them. That card will GROW! too.
BofA Really Rocks!
Congratulations on your approval, gdale
Congratulations!! I was tempted by that bonus as well, but I promised myself I would garden for at least a year, and I still have 4 more months to go. Hopefully the bonus will still be around then, or they'll bring it back at some point.
But the suspense is killing me, what Team?