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BoA Recon Success

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Sneakytiki
Frequent Contributor

BoA Recon Success

BoA came through! Asked for $2500 originally, big fat no, called recon line (senior credit analyst) and was able to get $1000.

Those dogs wouldn't get rid of my annual fee tho......

Card was originally a 99/500 cash rewards visa that I've been running $800 or so through each month. Now it's a normal cash rewards visa with a $1000 limit.

Hoping it grows, it's one of my favorite cards, time to send out another round of GW letters.

Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||




Message 1 of 10
9 REPLIES 9
gdale6
Moderator Emeritus

Re: BoA Recon Success

Grats on getting it done.
Message 2 of 10
Anonymous
Not applicable

Re: BoA Recon Success

Very Good!! One day I'll try again......

Message 3 of 10
Anonymous
Not applicable

Re: BoA Recon Success

Congrats on your successful BoA recon

Message 4 of 10
Sneakytiki
Frequent Contributor

Re: BoA Recon Success

Thank you! Very surprised, they're usually tough especially with a 30 day late 15 months ago. 


Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||




Message 5 of 10
jl4
Established Contributor

Re: BoA Recon Success

Congrats!

 

If you're successful with any of the GW letters, let me know. I'm in the midst of trying to clean off a 30-day on a car loan.

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 6 of 10
Sneakytiki
Frequent Contributor

Re: BoA Recon Success

Will do:

 

BoA - 30 Day Nov 2016

Barclays - 30/60 - Nov/Dec 2016

Cap One - 30/60 - Nov/Dec 2016

Amazon - 30 Day - Nov 2016

Home Depot - 30 Day Nov 2016

Military Star 90 Day 2013/60 Day 2014

Frontier Communications CO 2016 at 90 Days or 60 Days depending on what CRA I look on, Paid

 

Some should fall off or most if I harass them enough. 


Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||




Message 7 of 10
AverageJoesCredit
Legendary Contributor

Re: BoA Recon Success

Congrats, boa grows if you have the money to feed itSmiley Happy
Message 8 of 10
Anonymous
Not applicable

Re: BoA Recon Success

Congrats. I had similar situation with 1000 limit at unsecured. Cancelled before annual fee hit. They kept offering to give me 150 for getting regular cash rewards when I logged into Bank of America account. Today I got premium rewards with 20k limit. Once your score hits 700 I would recommend closing card and getting at least fee free version with sign up bonus.
Message 9 of 10
Sneakytiki
Frequent Contributor

Re: BoA Recon Success

Thank you for the tip! I will try that in 6 months or so, my scores should be over 700 then, maybe 720s. I really want a Chase Sapphire card so once I get that one, I will switch my BoA and then I don't really need any more cards for a year or two until I can upgrade the rest of these. 


Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||




Message 10 of 10
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