I got this card the first week of July. Put a decent amount of expenses through it over the first 2 months, didn't use it much this month though. I saw the request credit line increase and decided to test my luck. If any of you read my BoA Cash rewards thread, I had requested $20k and got instantly approved, so for this one, I decided to shoot for the stars, requested $100k but got approved for $18.5k but did say that with additional collateral, it can be raised.
BoA Travel Rewards - SL $9.5k > $18.5k
Darn good increase, congrats!! Boy I would like to have seen the post had it been an 80k CLI 
. "Shock!"
@Cred4All wrote:Darn good increase, congrats!! Boy I would like to have seen the post had it been an 80k CLI
Oh man, if I had gotten that, I probably would have fallen out of my chair. I'm surprised though that they doubled it that quickly. I figured I'd get like a 2-3k bump since I just had the CLI on the BoA Cash rewards too, but they must like something in my CP.
Thanks James_A.
DPs - EX 735 (only one I checked), TU and EQ are both in the low 700's.
AAoA - 3 something years.
I literally lol'd while reading this right now in the docs office
100k should be the official "Shoot for the Moon" cli request amount
. awesome increases my friend
100k should be the official "Shoot for the Moon" cli request amount. awesome increases my friend
Congrats and nice job not being bashful on the request! There is a cap that you can ask for online:
I almost hit it that time, but chickened out and went down to $100k. LOL
Interesting note on the additional collateral, though. I've never seen that one. DW and I either always got what we asked, a counter-offer (most common until...), or the now dreaded "You have suiffcient credit extended by Bank of America and/or its associates" letter.
Bos is funny, they wont give me any more cli, credit cards, but are interested in offering me a Business card or a $100 checking account bonus
@K-in-Boston wrote:
Congrats and nice job not being bashful on the request! There is a cap that you can ask for online:
I almost hit it that time, but chickened out and went down to $100k. LOL
Interesting note on the additional collateral, though. I've never seen that one. DW and I either always got what we asked, a counter-offer (most common until...), or the now dreaded "You have suiffcient credit extended by Bank of America and/or its associates" letter.
I am most definitely doing the highest next time. I thought the collateral was odd too. I'm not sure if I possibly hit a cap or maybe my total CL with BoA is maxed, hence why the collateral question. If they are requesting IV or Tax documents, those I refuse to share. Based on my TCL from BoA (43.5k), I'm fine where I'm at at this point.
DP - BoA Cash Rewards - $20k, BoA Cash Rewards #2 (PC'd from Platinum awhile back) - $5k, BoA Travel Rewards $18.5k
Hey congrats on that huge CLI!! Always wondered about how high that “shoot for the stars” thing!
Also any if you guys know if they accept pets as collateral?
Also any if you guys know if they accept pets as collateral?
