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BoA WWF Cash Rewards Approved

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Moderator

Re: BoA WWF Cash Rewards Approved


@gdale6 wrote:

Hi,

 

Received a pre-approved mailer for this card about a month and half ago, decided to take advantage of the 200 cash back offer after spending 1K in 90 days, also can use a second cash rewards now that we can choose the 3% category.

 

Data Points: Pull was on EX (updated) these are the numbers I know at the time of the app EX Fico 9 Bankcard 810, TU Fico 8 797, EQ Fico 8 789 no new cards since Dec 2017, 2 inquires total since Dec of 2017. 4% overall utilization, balances reporting on 2 cards (of 16 open) one at approx 17% of its CL the other at approx 27% of its CL. Took about 15 secs to get the approval screen. Have a great day all Smiley Happy

 

BoA WWF Approval Screen.jpg

 


That's a really strong approval for BoA, @gdale6... congrats my friend!  screamer.gif

 

With a little luck I'll be in the market for a new sign-up bonus around the first of the year, and BoA is likely the first place I'll look!  Smiley Very Happy

 

Message 21 of 27
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Regular Contributor

Re: BoA WWF Cash Rewards Approved

Congrats!
Late to the game but at least I'm getting started.

FICO 08 as of 2/7/20: EX – 712; EQ – 711; TU – 718 – still building
4/9/20: TU: 747 and EX: 730

New Cards:
Discover IT $12k (7/2019) CLI (4/2020): +2k
Uber VISA $7K (10/2019) --- whomp, whomp; SavorOne $10K (12/19) – P2
AMEX BCE $1K (10/2019) CLI (5/2020): +$2k (3x CLI yippee)

Biz Cards:
Chase Ink Business Cash (1/2020)

Back in the garden....

Goal cards:

1) Chase Ink Preferred (ads/shipping)
2) AMEX Blue Cash Preferred (hopefully I receive upgrade offer)
3) AMEX Blue Business Cash - Approved 6/1/20 (late game and after I’m done with Chase SUBs)
Maybe: US Bank Cash + VISA Signature Card (denied in 7/2019 with 2 inquiries) - maybe I'll try again for utilities and gym
Message 22 of 27
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Regular Contributor

Re: BoA WWF Cash Rewards Approved

I love the Experian app!
Late to the game but at least I'm getting started.

FICO 08 as of 2/7/20: EX – 712; EQ – 711; TU – 718 – still building
4/9/20: TU: 747 and EX: 730

New Cards:
Discover IT $12k (7/2019) CLI (4/2020): +2k
Uber VISA $7K (10/2019) --- whomp, whomp; SavorOne $10K (12/19) – P2
AMEX BCE $1K (10/2019) CLI (5/2020): +$2k (3x CLI yippee)

Biz Cards:
Chase Ink Business Cash (1/2020)

Back in the garden....

Goal cards:

1) Chase Ink Preferred (ads/shipping)
2) AMEX Blue Cash Preferred (hopefully I receive upgrade offer)
3) AMEX Blue Business Cash - Approved 6/1/20 (late game and after I’m done with Chase SUBs)
Maybe: US Bank Cash + VISA Signature Card (denied in 7/2019 with 2 inquiries) - maybe I'll try again for utilities and gym
Message 23 of 27
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Moderator

Re: BoA WWF Cash Rewards Approved

Got the card today along with the other paperwork. Not real pleased, they nailed me 20.24% APR with a 792 Fico, I got a better deal on the first Cash Rewards with a 770 something in 2016. Must need an 850 to get 16.24 these days. In the 80s/90s I got even better deals on interest than these banks give today. I like the ability to revolve once in a while but not at this rate. I did get 15 months 0% APR on purchases so I will make sure its paid off prior to the expiration in Nov 2020. Will at some point move all but 2.5K of the limit to my other cash rewards with a lower APR. Well anyway thats all the update I have for this, had no idea what a basic Fico 8 was on EX, bankcard has been over 800 for awhile now. Surprised the Fico 8 basic is this low its got an account 24 years old where the other 2 do not. Also card has no raised numbers they are on the back of it. Have to say its a pretty nice looking card.

Message 24 of 27
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Community Leader
Mega Contributor

Re: BoA WWF Cash Rewards Approved

Sorry about the Apr G but st least you can eventually ask for a reductionSmiley Happy
Message 25 of 27
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Frequent Contributor

Re: BoA WWF Cash Rewards Approved

Nice, congrats!



Current Scores Jul 2020 – FICO 8
Message 26 of 27
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Community Leader
Super Contributor

Re: BoA WWF Cash Rewards Approved

What??! How did I miss this!!? Ugh..Congrats to you BIGTIME on the approval!! WOOT!! Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 27 of 27
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