No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
June, 2016, I applied for an unsecured card and I was denied with an 99/500 offer. I lost the application...maybe because I was a little bummed about the decline but knew the partially unsecured card was a way back in after burning them in my BK.
Anyway, I'm sitting here bored and figured, why not see if I could get the offer for 99/500 back so I applied again, expecting to get declined and BAM...approved for the unsecured cash rewards card for $2,000 CL!
I have much higher limited on my other cards...but I'm really stoked to finally get back in with BoA. Happy, happy dancing over here!
UPDATE: I wanted to take advantage of my hard pull...so I just applied for better balance reward card and it was approved for $1K!
I'm finished...had my giggles for the weekend.
Congrats! Great way to start the weekend!
Would you mind sharing data points? I did prequal and BoA said rewards but im scared to do actual app.
file bk in 13 and BoA iib. TU score 737. overall util 11%. instant decline and recons....that's why I'm stoked about my approvals.
Good luck and don't be afraid of a HP.
@Chilli wrote:file bk in 13 and BoA iib. TU score 737. overall util 11%. instant decline and recons....that's why I'm stoked about my approvals.
Good luck and don't be afraid of a HP.
Congrats on both!
Side note: My only baddie in my thick file is a tax lien on TU from 2010, and it sits (always) at about 715. :[
Congrats on the approval...WAY!!
Thank you