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BoA unsecured approval....NO WAY

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Chilli
Established Contributor

BoA unsecured approval....NO WAY

June, 2016, I applied for an unsecured card and I was denied with an 99/500 offer. I lost the application...maybe because I was a little bummed about the decline but knew the partially unsecured card was a way back in after burning them in my BK.

 

Anyway, I'm sitting here bored and figured, why not see if I could get the offer for 99/500 back so I applied again, expecting to get declined and BAM...approved for the unsecured cash rewards card for $2,000 CL!

 

I have much higher limited on my other cards...but I'm really stoked to finally get back in with BoA. Happy, happy dancing over here!

 

UPDATE: I wanted to take advantage of my hard pull...so I just applied for better balance reward card and it was approved for $1K!

 

I'm finished...had my giggles for the weekend.

Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: BoA unsecured approval....NO WAY

Congrats! Great way to start the weekend!

Message 2 of 21
Anonymous
Not applicable

Re: BoA unsecured approval....NO WAY

Would you mind sharing data points? I did prequal and BoA said rewards but im scared to do actual app.

Message 3 of 21
Chilli
Established Contributor

Re: BoA unsecured approval....NO WAY

file bk in 13 and BoA iib. TU score 737. overall util 11%. instant decline and recons....that's why I'm stoked about my approvals. 

 

Good luck and don't be afraid of a HP.

Message 4 of 21
elim
Senior Contributor

Re: BoA unsecured approval....NO WAY


@Chilli wrote:

file bk in 13 and BoA iib. TU score 737. overall util 11%. instant decline and recons....that's why I'm stoked about my approvals. 

 

Good luck and don't be afraid of a HP.


  Congrats on both!

 

  Side note:  My only baddie in my thick file is a tax lien on TU from 2010, and it sits (always) at about 715.    :[      

Message 5 of 21
AverageJoesCredit
Legendary Contributor

Re: BoA unsecured approval....NO WAY

WAYSmiley Wink
Message 6 of 21
elim
Senior Contributor

Re: BoA unsecured approval....NO WAY


@AverageJoesCredit wrote:
WAYSmiley Wink

  lol

Message 7 of 21
Anonymous
Not applicable

Re: BoA unsecured approval....NO WAY

Congrats on the approval...WAY!!

Message 8 of 21
Anonymous
Not applicable

Re: BoA unsecured approval....NO WAY

Congratulations on your success. Enjoy your new SL. And use it wisely!
Message 9 of 21
Chilli
Established Contributor

Re: BoA unsecured approval....NO WAY

Thank you

Message 10 of 21
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