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Boa love button

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Established Member

Boa love button

Longtime lurker here. I had a BOA card for a year since I closed my house. Limit of 4000.00. I just saw in my account the credit came on. I read here that means I could get a credit increase. So I was scared to ask for too much so I asked for 8000.00. YES I got it approved now I feel dumb and should ask for more😁
Message 1 of 18
17 REPLIES 17
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Valued Contributor

Re: Boa love button

Congratulations!!

Message 2 of 18
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Valued Contributor

Re: Boa love button

You have 30 days to call them and ask for an increase, tell them to use the same HP. Good luck.

 

Message 3 of 18
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Established Member

Re: Boa love button

Really I can do that! What do I say to them since I already asked for that amount?
Message 4 of 18
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Regular Contributor

Re: Boa love button

Just tell them you would like for them to reconsider you for higher amount using the same HP they used to get you approved first time around. They will ask you again how much would you like, if you say too much they will counter offer their max. Good luck!

Message 5 of 18
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Super Contributor

Re: Boa love button

Congrats on the increase. Call them and say you really would like a higher limit so your utilization won't be too high when you use it. Ask for $20k and remind them you have a hp on file.
Message 6 of 18
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Super Contributor

Re: Boa love button


@baller4life wrote:
Congrats on the increase. Call them and say you really would like a higher limit so your utilization won't be too high when you use it. Ask for $20k and remind them you have a hp on file.

+1 Essential to remind them about your hp.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 18
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Established Member

Re: Boa love button

Ok I will call them. Thank u all for ur advice. First time ever with this amount lol feeling nervous which is dumb right..
Message 8 of 18
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Super Contributor

Re: Boa love button

No need to be nervous. All they can do is say no. They can't kick your butt! Smiley LOL
Message 9 of 18
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Senior Contributor

Re: Boa love button

Conrgats and good luck on your call back. BoA is very easy to talk to.

Message 10 of 18
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