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BofA $99/$500 Cash Rewards Graduation + CLI

Renneto
Regular Contributor

BofA $99/$500 Cash Rewards Graduation + CLI

I saw the luv botton became available so I decided to ask for $5,000 while it was still partially secured just to see if they’d grant me early graduation after the 5th statement cut. It took 2 days but my $99 was refunded and my CL went up to $900. 😳 I’ll ask again in a few months. Annual fee is still listed at $39. Gonna call and ask if they can waive it. No balance transfers or direct deposit to checking account from card allowed yet either. Hard pull for graduation + CLI. TU Fico 8 score 672. 22 inquiries. Utilization 15%
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8 REPLIES 8
mdswxtech
Frequent Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

Congratulations on your graduation! I would try asking for a re-con, should that fail, take solace in the fact that your card will grow very nicely over time.

Message 2 of 9
4theLoveofPoints
Valued Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

I don’t know if this works for previously secured cards but if the “Increase Credit Limit” link is there, you could try requesting another CLI with the same hard pull. It could be instant but it could also go under review.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 3 of 9
elemenop
Valued Member

Re: BofA $99/$500 Cash Rewards Graduation + CLI

Congrats! I have a fully secured and haven’t been able to do anything with it for over a year now. 712 TU Fico 8. They’ve rejected my graduation requests like 5 times so far.
EQ-679 TU-711 EX 681 // Barclay Apple Rewards Visa - $1150 / / Chase Southwest Platinum Visa - $4000 / Overstock - $3800 (SCT) / Wayfair - $2800 (SCT) / PenFed Plat Cash Rewards Visa - $5000 / NFCU cashRewards Visa Signature- $22000 / NFCU CLOC - $15000 / Citi Secured - $300 / AMEX BCE - $2000 / AMEX ED - $2800 / Chase Amazon VS - $4000
Message 4 of 9
Renneto
Regular Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

I’d give em a call and hopefully a nice analyst will get you your deposit back. Here’s the number taken from the Backdoor numbers thread: BofA: 800-824-5895 (secured & partially secured accts.) Good luck and thanks 😃
Message 5 of 9
Tigers09
Valued Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

Congrats on getting to BoA to graduate. Good way to get in with them
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 6 of 9
Musiclover
Super Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

Huge congratulations! I remember that feeling at the beginning of my rebuild. It is fantastic!  You are definitely on the right road! Best of luck in your journey.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 9
TonyMac
Regular Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

Really wish this card was still around!!

July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 8 of 9
DavioKanuri
Established Contributor

Re: BofA $99/$500 Cash Rewards Graduation + CLI

C O N G R A T U L A T I O N S on your recent success with the CC. Enjoy your new limit. Charge wisely!
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



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