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OP. you are lucky. my first bofa cash card is still at $1900. no increase for me..
Hit that LUV button now!! No, I'm kidding. Seriously, wait the 6 months as others have said.
.....and congrats on your auto CLI
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
I didn't do nearly as well as the OP in dollar amount, but did great in % amount. I also got a auto CLI on my BoA Visa on 2/28, from $300 to $1800, 500%!
I'm rebuilding from a 2010 BK7. I'd never had an account with BoA, but unfortunately they acquired a card from another lender and were included in Bk for $8k. I opened a secured card in May 2015 w/$300 deposit to get back in with them. I moved my checking to BoA in Nov. 2015 when my local small town bank announce they were closing. I got my Visa unsecured at around the 8 month mark, but it's been sitting at the paltry $300 CL ever since as I don't waste hard pulls on CLIs. Outta the blue I got an email 3/1, auto CLI to $1800, even though it's one of my least used cards because no rewards.
@GetMeSlick wrote:OP. you are lucky. my first bofa cash card is still at $1900. no increase for me..
Thanks, but try every 6 months. Takes forever with these guys compared to Amex or Discover.
@DaveInAZ wrote:I didn't do nearly as well as the OP in dollar amount, but did great in % amount. I also got a auto CLI on my BoA Visa on 2/28, from $300 to $1800, 500%!
I'm rebuilding from a 2010 BK7. I'd never had an account with BoA, but unfortunately they acquired a card from another lender and were included in Bk for $8k. I opened a secured card in May 2015 w/$300 deposit to get back in with them. I moved my checking to BoA in Nov. 2015 when my local small town bank announce they were closing. I got my Visa unsecured at around the 8 month mark, but it's been sitting at the paltry $300 CL ever since as I don't waste hard pulls on CLIs. Outta the blue I got an email 3/1, auto CLI to $1800, even though it's one of my least used cards because no rewards.
You should be on your way now with them. Good job climbing your way back up. In 6 months request like 4x or 5x
@Ysettle4 wrote:Hit that LUV button now!! No, I'm kidding. Seriously, wait the 6 months as others have said.
.....and congrats on your auto CLI
Thank you. I'm going to request both cards in 6 months. I know I'm probably bumping into some internal limits, but I'll request the other card first then this one I just got the auto increase on. Maybe in 6 months the credit floodgates will have opened up some more on a couple fed rate increases.