cancel
Showing results for 
Search instead for 
Did you mean: 

BofA Better Balance Rewards approved!

CreditAce
New Contributor

BofA Better Balance Rewards approved!

What a great day. I have been eyeing the BofA BBR since it came out last month. I have a banking relationship with BofA but none of their credit cards. The extra $120 a year sounded too good to pass up so I bit the bullet despite vowing to remain in the garden...

 

Signed into online banking and submitted the application prefilled with my account info - not sure if that makes a difference in the approval process? Long wait and BAM...approved with $7500 CL!

Message 1 of 19
18 REPLIES 18
2011beginnings
Frequent Contributor

Re: BofA Better Balance Rewards approved!

Congrats!
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 2 of 19
09Lexie
Moderator Emerita

Re: BofA Better Balance Rewards approved!

Message 3 of 19
colindidit
Established Contributor

Re: BofA Better Balance Rewards approved!

Congrats. Looks like a cool card might try it when I come out of the garden although I have the cash rewards for them but its good because I always pay more than the minimum
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 4 of 19
ObeyJohnny12
Established Contributor

Re: BofA Better Balance Rewards approved!

Congrats on the approval. Seems like a cool card to app for.
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 5 of 19
CreditAce
New Contributor

Re: BofA Better Balance Rewards approved!

Thanks everyone! The card seems designed for someone who carries a balance or does a BT but I do neither. The terms are simply that you have to let a balance report each month and make at least the minimum payment and you get the rewards each quarter. I already have a set of cards I use for everyday spending so I plan to only autopay some bills on this card. Cash Rewards is a great card too but I already have the BCE which gets similar rewards.

Message 6 of 19
Epcot
Valued Contributor

Re: BofA Better Balance Rewards approved!

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 7 of 19
snowkitty
Established Contributor

Re: BofA Better Balance Rewards approved!

Congrats!! I have really been looking at this card too. I want a mastercard and I bank with boa so it's so easy to pay each week by just transferring funds. I have the 99/500 with them so I wonder if I can app for another boa card with them before that one unsecures in a few months??? This is the first instand approval I have seen for it. I'm on my cell so I can see your scores if you have them posted but what are they right now?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 8 of 19
tinuviel
Moderator Emeritus

Re: BofA Better Balance Rewards approved!

Nice approval -- congrats!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 9 of 19
CreditAce
New Contributor

Re: BofA Better Balance Rewards approved!


@snowkitty wrote:
Congrats!! I have really been looking at this card too. I want a mastercard and I bank with boa so it's so easy to pay each week by just transferring funds. I have the 99/500 with them so I wonder if I can app for another boa card with them before that one unsecures in a few months??? This is the first instand approval I have seen for it. I'm on my cell so I can see your scores if you have them posted but what are they right now?

BofA pulls EX. I'm not sure what my EX FICO is but my TU FICO is 752. I have 0 inq on EX in the past year, a few from 2 years ago that are about to drop off. I'm not sure what the 99/500 is but I would wait until it unsecures before applying for another card with them.

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.