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BofA CLI 40k->50k

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CreditCuriosity
Moderator Emeritus

BofA CLI 40k->50k

So CLI button showed back up and since a soft pull I decided to mesh it.. Was at 40k and asked for 50k and got it.  I suppose I could of got more probably on the card, but in all honesty I just wanted to get the card to 50k and that is where it will sit for now.  I want to get the premium rewards card here in a few months and I dont want them to rob from peter to pay paul type of thing.  So will leave it at 50k and leave room for the application for premium rewards in a few months.  Have no clue what my internal limit is with BofA, but certainly liking them Smiley Happy.   This is now my single highest card from any lender..... NFCU still has them beat out by a decent amount on overall card exposure, but for a single card this is now my higest by about 20k.  Alot of 20k+ cards

 

Oh btw this is on my Merrill+ card

 

edit: DPs TU 08 is about 740 and 09 is 790ish..  Still two accounts with 120 lates on them that are set to fall off in January one being student loans and one an old cap1 card.  So those accounts go positive Jan.  Living in credit purgatory is about over as it has been a long road to get my reports clean and alot of money years back paying back my creditors what i owed them!  End of road in sight!  Inquiries 13 1 in last 6 months for my new NFCU card a slew of new accounts AAOA of around 4 years, oldest account 26 years and income is six figures

 

Screen Shot 2018-11-28 at 7.23.36 AM.png

Message 1 of 30
29 REPLIES 29
Remedios
Credit Mentor

Re: BofA CLI 40k->50k

Congrats, that's impressive

Now you can fire Gmood and hire me.


Message 2 of 30
CreditCuriosity
Moderator Emeritus

Re: BofA CLI 40k->50k


@Remedios wrote:
Congrats, that's impressive

Now you can fire Gmood and hire me.



Thanks

lol at the @Gmood1 comment...  Gmood better step up your skills got competitions no more water breaks I think that is asking to much. Smiley Tongue

Message 3 of 30
19eighty5
Senior Contributor

Re: BofA CLI 40k->50k

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 30
simplynoir
Mega Contributor

Re: BofA CLI 40k->50k

Congrats on the CLI!

Message 5 of 30
JoeLuvsHisCredit
Valued Contributor

Re: BofA CLI 40k->50k


@CreditCuriosity wrote:

So CLI button showed back up and since a soft pull I decided to mesh it.. Was at 40k and asked for 50k and got it.  I suppose I could of got more probably on the card, but in all honesty I just wanted to get the card to 50k and that is where it will sit for now.  I want to get the premium rewards card here in a few months and I dont want them to rob from peter to pay paul type of thing.  So will leave it at 50k and leave room for the application for premium rewards in a few months.  Have no clue what my internal limit is with BofA, but certainly liking them Smiley Happy.   This is now my single highest card from any lender..... NFCU still has them beat out by a decent amount on overall card exposure, but for a single card this is now my higest by about 20k.  Alot of 20k+ cards

 

Oh btw this is on my Merrill+ card

 

edit: DPs TU 08 is about 740 and 09 is 790ish..  Still two accounts with 120 lates on them that are set to fall off in January one being student loans and one an old cap1 card.  So those accounts go positive Jan.  Living in credit purgatory is about over as it has been a long road to get my reports clean and alot of money years back paying back my creditors what i owed them!  End of road in sight!  Inquiries 13 1 in last 6 months for my new NFCU card a slew of new accounts AAOA of around 4 years, oldest account 26 years and income is six figures

 

Screen Shot 2018-11-28 at 7.23.36 AM.png


Congrats Smiley Happy With BOA internal limit It's around half of your income. I have only seen a couple of posts out of 100000000 lol that has more than that.

Message 6 of 30
Gmood1
Super Contributor

Re: BofA CLI 40k->50k


@CreditCuriosity wrote:

@Remedios wrote:
Congrats, that's impressive

Now you can fire Gmood and hire me.



Thanks

lol at the @Gmood1 comment...  Gmood better step up your skills got competitions no more water breaks I think that is asking to much. Smiley Tongue


😂😂😂😂😂😂

Dang can a guy get his side hustle on? Remedios trying to move in on my extra cash flow.😆

Message 7 of 30
RonM21
Valued Contributor

Re: BofA CLI 40k->50k

Congrats CC!! That is a nice looking round limit there! Even better, you get to look forward to those 120 lates falling off which should mean more great news.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 30
xaximus
Valued Contributor

Re: BofA CLI 40k->50k

Congrats on the CLI! Definitely smart to not go ballistic on the amount requested.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 9 of 30
FinStar
Moderator Emeritus

Re: BofA CLI 40k->50k

Sweet CLI @CreditCuriosity... Congrats! BoA was definitely generous on your Merrill CC 👍😁
Message 10 of 30
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