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So CLI button showed back up and since a soft pull I decided to mesh it.. Was at 40k and asked for 50k and got it. I suppose I could of got more probably on the card, but in all honesty I just wanted to get the card to 50k and that is where it will sit for now. I want to get the premium rewards card here in a few months and I dont want them to rob from peter to pay paul type of thing. So will leave it at 50k and leave room for the application for premium rewards in a few months. Have no clue what my internal limit is with BofA, but certainly liking them . This is now my single highest card from any lender..... NFCU still has them beat out by a decent amount on overall card exposure, but for a single card this is now my higest by about 20k. Alot of 20k+ cards
Oh btw this is on my Merrill+ card
edit: DPs TU 08 is about 740 and 09 is 790ish.. Still two accounts with 120 lates on them that are set to fall off in January one being student loans and one an old cap1 card. So those accounts go positive Jan. Living in credit purgatory is about over as it has been a long road to get my reports clean and alot of money years back paying back my creditors what i owed them! End of road in sight! Inquiries 13 1 in last 6 months for my new NFCU card a slew of new accounts AAOA of around 4 years, oldest account 26 years and income is six figures
Congratulations on your CLI!
Congrats on the CLI!
@CreditCuriosity wrote:So CLI button showed back up and since a soft pull I decided to mesh it.. Was at 40k and asked for 50k and got it. I suppose I could of got more probably on the card, but in all honesty I just wanted to get the card to 50k and that is where it will sit for now. I want to get the premium rewards card here in a few months and I dont want them to rob from peter to pay paul type of thing. So will leave it at 50k and leave room for the application for premium rewards in a few months. Have no clue what my internal limit is with BofA, but certainly liking them
. This is now my single highest card from any lender..... NFCU still has them beat out by a decent amount on overall card exposure, but for a single card this is now my higest by about 20k. Alot of 20k+ cards
Oh btw this is on my Merrill+ card
edit: DPs TU 08 is about 740 and 09 is 790ish.. Still two accounts with 120 lates on them that are set to fall off in January one being student loans and one an old cap1 card. So those accounts go positive Jan. Living in credit purgatory is about over as it has been a long road to get my reports clean and alot of money years back paying back my creditors what i owed them! End of road in sight! Inquiries 13 1 in last 6 months for my new NFCU card a slew of new accounts AAOA of around 4 years, oldest account 26 years and income is six figures
Congrats With BOA internal limit It's around half of your income. I have only seen a couple of posts out of 100000000 lol that has more than that.
@CreditCuriosity wrote:
@Remedios wrote:
Congrats, that's impressive
Now you can fire Gmood and hire me.Thanks
lol at the @Gmood1 comment... Gmood better step up your skills got competitions no more water breaks I think that is asking to much.
😂😂😂😂😂😂
Dang can a guy get his side hustle on? Remedios trying to move in on my extra cash flow.😆
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |