Well, my DW encouraged me to start consolidating/closing some of our cc's. I agreed and since we're shifting our Fidelity investments, I decided to close my Fidelity Amex (soon to be Visa). It was a good card, but I decided to stick with points/miles cards.
Background: Back in May, I applied for the Alaska Airlines card after a great experience flying to Hawaii. We fly to Hawaii every year, so the companion pass works great for our family. I was approved with a credit line of $21k. Amazing CL, seeing that I burned BofA in the past. I also did a CLI on my Fidelity, which bumped to $30k in April.
Fast forward to this morning and through some research on myfico, I called the BofA credit analyst department (866-811-4108) and asked the nice lady if I could shift my credit limit on my Fidelity Amex to my Alaska Visa and close the Amex account. At first she wasn't sure because of the conversion to Elan, but she said she'll try since she could still pull up both cards. She verified some information I already had on file (income and length of employment) and one minute later she said I was approved! No HP required...
The rep was very helpful knowing that the conversion was imminent to Elan on my card. Some other data points: credit scores 775+ across the board, income over 100k, highest CL before the Fidelity Amex was SPG Amex at $25k. I've been receiving lots of mail about the conversion to the Fidelity Visa, so hopefully it doesn't show up in my mailbox. If so, of course I'd do the right thing and close it out. Thanks again to myfico for the credit analyst number and the no HP info for the reallocation ... AND my first $50k card. Happy Friday!
Congrats
Congrats on the massive increase/consolidation!
